633 E 2nd St, Cortez, CO 81321 Property Records

Montezuma County property record for 633 E 2nd St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1956
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2021)
Tax Bill	$769 (2025)
Deeds & Mortgages	Oct 2021 Sale Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R010047`

Property Details

APN / Parcel Number

Primary APN	`R010047`
Alternative APN	`561126410002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R010047
Street Address	633 E 2ND ST
City	CORTEZ
State	CO
Zip	81321-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: MCBRIDE ADDITION LOT: 2 BLOCK: 2 B604 P297 B619 P824 B622 P147 B635 P989
Legal Subdivision	MCBRIDE ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1013
Census Tract	969400

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 572, DOLORES, CO 81323-0572
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Oct 21, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Apr 22, 2015 · Amount on Record
Deed Document Number	2021640507
Record Updated	Jun 8, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 8, 2021
Property Address	633 E 2ND ST, CORTEZ, CO 81321-3901
Document Number	640507
Map Reference	MB 07 PG 63
Instrument Date	Oct 8, 2021
Instrument	640507
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$22.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 572, DOLORES, CO 81323-0572

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	633 E 2ND ST, CORTEZ, CO 81321-3901
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	635140
Date	Feb 18, 2021
Instrument	635140

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 21, 2020
Property Address	633 E 2ND ST, CORTEZ, CO 81321-3901
Document Number	0000632661
Instrument Date	Oct 21, 2020
Instrument	632661
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	505 W 6TH ST, CORTEZ, CO 81321-3419

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$769.00 (+61.22%)	$15,261 (+64.22%) Land $1,990 Building $13,271	$191,721 (+64.22%) Land $25,000 Building $166,721
2024	$477.00 (+9.91%)	$9,293 (-32.02%) Land $1,039 Building $8,254	$116,748 (-32.02%) Land $13,051 Building $103,697
2023	$434.00 (-13.55%)	$13,671 (+31.71%) Land $1,528 Building $12,143	$171,748 (+31.7%) Land $19,200 Building $152,548
2022	$502.00	$10,380 Land $1,552 Building $8,828	$130,404 Land $19,500 Building $110,904

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications.

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