Montezuma County property record for 605 E 2nd St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,438 sqft · built 1956 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,500 (Jan 2004) |
| Tax Bill | $1,176 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010054 |
| Primary APN | R010054 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,438 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,233 sqft (0.189 acres) |
| Garage Type | Carport |
| Garage Area | 250 sqft |
| Carport | Carport |
| Carport Area | 250 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R010054 |
|---|---|
| Street Address | 605 E 2ND ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: MCBRIDE ADDITION LOT: 9 BLOCK: 2 B642 P8D21 |
| Legal Subdivision | MCBRIDE ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 969400 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 E 2ND ST, CORTEZ, CO 81321-3901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Feb 25, 2022 | Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2004 · Amount on Record |
| Deed Sale | Jan 14, 2004 · Amount on Record |
| Prior Sale | Aug 4, 2003 |
| Deed Document Number | 2004520053 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Feb 21, 2023 |
| Property Address | 605 E 2ND ST, CORTEZ, CO 81321-3901 |
| Document Number | 0000649646 |
| Map Reference | MB 7 PG 63 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 649646 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17 LOST HORIZON DR NW, ALBUQUERQUE, NM 87121-7727 |
| Document Number | 0000649647 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 649647 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Feb 25, 2022 |
| Property Address | 605 E 2ND ST, CORTEZ, CO 81321-3901 |
| Document Number | 0000643443 |
| Map Reference | MB 7 PG 63 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 643443 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 E 2ND ST, CORTEZ, CO 81321-3901 |
| Document Number | 0000643444 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 643444 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Number | 0000643445 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 643445 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,176.00 (+37.54%) | $23,319 (+40.11%) Land $1,990 Building $21,329 | $292,958 (+40.12%) Land $25,000 Building $267,958 |
| 2024 | $855.00 (+9.9%) | $16,643 (-20.83%) Land $1,210 Building $15,433 | $209,083 (-20.83%) Land $15,201 Building $193,882 |
| 2023 | $778.00 (+3.18%) | $21,021 (+34.7%) Land $1,528 Building $19,493 | $264,083 (+34.69%) Land $19,200 Building $244,883 |
| 2022 | $754.00 | $15,606 Land $1,552 Building $14,054 | $196,062 Land $19,500 Building $176,562 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
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