629 E 2nd St, Cortez, CO 81321 Property Records

Montezuma County property record for 629 E 2nd St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1956
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$284,500 (Jul 2025)
Tax Bill	$900 (2025)
Deeds & Mortgages	Oct 2023 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R010048`

Property Details

APN / Parcel Number

Primary APN	`R010048`
Alternative APN	`561126410003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Carport
Garage Area	144 sqft
Carport	Carport
Carport Area	144 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R010048
Street Address	629 E 2ND ST
City	CORTEZ
State	CO
Zip	81321-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: MCBRIDE ADDITION LOT: 3 BLOCK: 2 B430 P229
Legal Subdivision	MCBRIDE ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1013
Census Tract	969400

Owner

Source: Montezuma County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	629 E 2ND ST, CORTEZ, CO 81321-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Intrafamily Transfer, Transfer
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENT CU
Dec 20, 2017	Special Warranty Deed, Transfer HABITAT FOR HUMANITY OF MONTEAUMA C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Document Number	2025662119
Prior Transfer Date	Oct 4, 2023
Prior Transfer Doc	0000653004
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 4, 2023
Property Address	629 E 2ND ST, CORTEZ, CO 81321-3901
Document Number	0000653004
Instrument Date	Oct 4, 2023
Instrument	653004
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 E 2ND ST, CORTEZ, CO 81321-3901

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	629 E 2ND ST, CORTEZ, CO 81321-3901
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 E 2ND ST, CORTEZ, CO 81321-3901

Mortgage

Document Number	0000640099
Date	Sep 21, 2021
Instrument	640099

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Dec 20, 2017
Property Address	629 E 2ND ST, CORTEZ, CO 81321-3901
Document Number	0000614960
Map Reference	MB7 PG636
Instrument Date	Dec 20, 2017
Instrument	614960
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13.42
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1261, CORTEZ, CO 81321-1261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 E 2ND ST, CORTEZ, CO 81321-3901

Mortgage

Document Number	0000614961
Date	Dec 20, 2017
Instrument	614961

Lender

Name	HABITAT FOR HUMANITY OF MONTEAUMA C
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	243 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$900.00 (+39.1%)	$17,836 (+41.49%) Land $1,707 Building $16,129	$224,078 (+41.49%) Land $21,450 Building $202,628
2024	$647.00 (+9.85%)	$12,606 (-25.78%) Land $2,135 Building $10,471	$158,369 (-25.78%) Land $26,821 Building $131,548
2023	$589.00 (+5.75%)	$16,984 (+47.46%) Land $2,876 Building $14,108	$213,369 (+47.45%) Land $36,135 Building $177,234
2022	$557.00	$11,518 Land $1,313 Building $10,205	$144,706 Land $16,500 Building $128,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications.

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