622 Reflections Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 622 Reflections Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,450 sqft Living Area
Lot Size	7,475 sqft (0.172 acres)
Garage	Attached, 484 sqft
Last Sale	$300,000 (2023)
Tax Bill	$4,406.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687512-000110`
Alternative APNs	`122926687512000110` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,450 sqft Living Area
Gross Area	2,124 sqft Gross Area
1st Floor	1,450 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,475 sqft (0.172 acres)
Depth X Width	115 ft x 65 ft Depth x Width
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Porch Area	224 sqft Porch

Location & Zoning

Street Address	622 REFLECTIONS LOOP
City	WINTER HAVEN
State	FL
Zip	33884-3565
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 11
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE ONE
Legal Phase	1
Legal Tract	687512
Legal Block	2
Legal Lot Number	11
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2018
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687512-000110

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6133 W AMELIA ST, ORLANDO, FL 32835-1113
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2023 · Amount on Record
Deed Sale	Dec 21, 2023 · Amount on Record
Prior Sale	Aug 09, 2005 · Amount on Record
Deed Doc Number	2023297388
Deed Book / Page	12949 / 117
Transfer Doc	4222001661
Record Refreshed	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 21, 2023
Property Address	622 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565
Document Number	0000297388
Book / Page	12949 / 117
Map Reference	MB 106 PG 46&47
Instrument Date	Dec 13, 2023
Instrument	2023297388
Transaction Type	Transfer
Record Updated	Jan 09, 2024
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11656 BROOKWOOD TRACE LN, INDIANAPOLIS, IN 46229-2650

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	6133 W AMELIA ST, ORLANDO, FL 32835-1113

Mortgage

Document Number	0012949119
Date	Dec 21, 2023
Instrument	12949/119

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,406.00 (+11.74%)	$235,664 (+0.46%) Land $39,000 Building $196,664	$235,664 (+0.46%) Land $39,000 Building $196,664
2023	$3,943.00 (+9.38%)	$234,580 (+10.83%) Land $38,000 Building $196,580	$234,580 (+10.83%) Land $38,000 Building $196,580
2022	$3,605.00	$211,653 Land $32,000 Building $179,653	$211,653 Land $32,000 Building $179,653

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.