Polk County property record for 616 Reflections Loop, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,502 sqft Living Area |
| Lot Size | 11,992 sqft (0.275 acres) |
| Garage | Attached, 440 sqft |
| Last Sale | $320,000 (2022) |
| Tax Bill | $4,612.00 (2025) |
| Primary APN | 26-29-12-687512-000080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,502 sqft Living Area |
| Gross Area | 1,942 sqft Gross Area |
| 1st Floor | 1,502 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 11,992 sqft (0.275 acres) |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Pool Area | 392 sqft Pool |
| Porch Area | 30 sqft Porch |
| Street Address | 616 REFLECTIONS LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3565 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 8 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 687512 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-12-687512-000080
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 371 STRICKLAND FERRY RD, LIVERMORE, ME 04253-3867 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2022 | Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Oct 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2022 · Amount on Record |
| Deed Sale | Aug 02, 2022 · Amount on Record |
| Prior Sale | Oct 21, 2021 · Amount on Record |
| Deed Doc Number | 2022209529 |
| Deed Book / Page | 12363 / 345 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 02, 2022 |
| Property Address | 616 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565 |
| Document Number | 0000209529 |
| Book / Page | 12363 / 345 |
| Map Reference | MB 106 PG 46&47 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022209529 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7211 SUMMIT PL, 7211, WINTER HAVEN, FL 33884-2766 |
| Name | Verified Name |
|---|---|
| Address | 371 STICKLAND FERRY RD, LIVERMORE, ME 04253-3867 |
| Document Number | 0012363348 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 12363/348 |
| Name | CELEBRITY HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 21, 2021 |
| Property Address | 616 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565 |
| Document Number | 0000274432 |
| Book / Page | 11946 / 1808 |
| Map Reference | MB 106 PG 46&47 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021274432 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2021 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 REFLECTIONS LOOP, 616, WINTER HAVEN, FL 33884-3565 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 616 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565 |
| Document Number | 0119461810 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 11946/1810 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,612.00 (-0.15%) | $246,664 (+0.84%) Land $39,000 Building $207,664 | $246,664 (+0.84%) Land $39,000 Building $207,664 |
| 2023 | $4,619.00 (+34.55%) | $244,599 (+9.6%) Land $38,000 Building $206,599 | $244,599 (+9.6%) Land $38,000 Building $206,599 |
| 2022 | $3,433.00 Homeowner's exemption | $223,181 Land $32,000 Building $191,181 | $223,181 Land $32,000 Building $191,181 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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