612 Reflections Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 612 Reflections Loop, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,792 sqft Living Area
Lot Size	18,038 sqft (0.414 acres)
Occupancy	Owner Occupied
Last Sale	$109,100 (2000)
Tax Bill	$1,623.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687512-000060`
Alternative APNs	`122926687512000060` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Living Area
Gross Area	2,320 sqft Gross Area
1st Floor	1,792 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	18,038 sqft (0.414 acres)
Garage Type	Attached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Pool Type	Pool, Enclosed Pool Type
Pool Area	288 sqft Pool
Shed	1 Shed
Porch	Porch
Porch Area	40 sqft Porch

Location & Zoning

Street Address	612 REFLECTIONS LOOP
City	WINTER HAVEN
State	FL
Zip	33884-3565
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 6
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE ONE
Legal Phase	1
Legal Tract	687512
Legal Block	2
Legal Lot Number	6
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2018
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687512-000060

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	612 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2000 · Amount on Record
Deed Sale	Jul 07, 2000 · Amount on Record
Prior Sale	Mar 29, 2000 · Amount on Record
Deed Book / Page	4489 / 1965
Transfer Doc	0044280018
Record Refreshed	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	612 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565

Mortgage

Document Number	0000180647
Date	Aug 03, 2023
Book Page	12787/60
Instrument	2023180647

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,623.00 (+3.71%) Homeowner's exemption	$130,285 (+5.99%)	$276,872 (+0.74%) Land $39,000 Building $237,872
2024	$1,565.00 (+3.51%)
2023	$1,512.00 (+3.77%) Homeowner's exemption	$122,925 (+3%)	$274,847 (+7.43%) Land $38,000 Building $236,847
2022	$1,457.00 Homeowner's exemption	$119,345	$255,843 Land $32,000 Building $223,843

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.