Polk County property record for 614 Reflections Loop, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,315 sqft Living Area |
| Lot Size | 23,949 sqft (0.55 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $151,000 (2018) |
| Tax Bill | $4,044.00 (2025) |
| Primary APN | 26-29-12-687512-000070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,315 sqft Living Area |
| Gross Area | 1,798 sqft Gross Area |
| 1st Floor | 1,315 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 23,949 sqft (0.55 acres) |
| Garage Type | Attached Garage |
| Garage Area | 483 sqft Garage |
| Porch Area | 34 sqft Porch |
| Street Address | 614 REFLECTIONS LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3565 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 7 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 687512 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-12-687512-000070
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 614 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 02, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| May 17, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE FIRM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2018 · Amount on Record |
| Deed Sale | May 17, 2018 · Amount on Record |
| Prior Sale | Jan 18, 2011 · Amount on Record |
| Deed Doc Number | 2018105540 |
| Deed Book / Page | 10488 / 558 |
| Transfer Doc | 0041440685 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 614 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565 |
| Document Number | 0115200068 |
| Instrument Date | Oct 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 614 REFLECTIONS LOOP WINTER HAVEN FL 338843565, WINTER HAVEN, FL 33884-3565 |
| Document Number | 0115200068 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 011520/000068 |
| Instrument | 285127 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 30, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 17, 2018 |
| Property Address | 614 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565 |
| Document Number | 0104880558 |
| Book / Page | 010488 / 000558 |
| Instrument Date | May 14, 2018 |
| Instrument | 105540 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,057.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 REFLECTIONS LOOP WINTER HAVEN FL 338843565, WINTER HAVEN, FL 33884-3565 |
| Document Number | 104880559 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 010488/000559 |
| Instrument | 105541 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,044.00 (+3.48%) | $216,320 (+0.37%) Land $39,000 Building $177,320 | $216,320 (+0.37%) Land $39,000 Building $177,320 |
| 2024 | $3,908.00 (+6.81%) | ||
| 2023 | $3,659.00 (+9.09%) | $215,527 (+9.89%) Land $38,000 Building $177,527 | $215,527 (+9.89%) Land $38,000 Building $177,527 |
| 2022 | $3,354.00 | $196,135 Land $32,000 Building $164,135 | $196,135 Land $32,000 Building $164,135 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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