Polk County property record for 628 Reflections Loop, Winter Haven, FL 33884 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,270 sqft Living Area |
| Lot Size | 7,479 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $87,800 (2000) |
| Tax Bill | $485.00 (2025) |
| Primary APN | 26-29-12-687512-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 1,631 sqft Gross Area |
| 1st Floor | 1,270 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,479 sqft (0.172 acres) |
| Depth X Width | 115 ft x 65 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 361 sqft Garage |
| Pool Type | Pool, Enclosed Pool Type |
| Pool House | Pool House |
| Street Address | 628 REFLECTIONS LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3565 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 14 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 687512 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-12-687512-000140
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 916 VALENTINA DR, DUNDEE, FL 33838-4302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 11, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2000 · Amount on Record |
| Deed Sale | May 12, 2000 · Amount on Record |
| Deed Book / Page | 4455 / 2176 |
| Last Transfer Date | Jun 28, 2000 |
| Transfer Doc | 0108780414 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 11, 2022 |
| Property Address | 628 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565 |
| Document Number | 0000039308 |
| Book / Page | 12114 / 1803 |
| Map Reference | MB 106 PG 46 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022039308 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 628 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 18, 2019 |
| Property Address | 628 REFLECTIONS LOOP, WINTER HAVEN, FL 33884-3565 |
| Document Number | 0108780414 |
| Book / Page | 010878 / 000414 |
| Instrument Date | Jun 28, 2000 |
| Instrument | 125889 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 628 REFLECTIONS LOOP WINTER HAVEN FL 338843565, WINTER HAVEN, FL 33884-3565 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $485.00 (+10.23%) Homeowner's exemption Senior Citizen's exemption | $104,761 (+5.99%) | $215,379 (+0.24%) Land $39,000 Building $176,379 |
| 2024 | $440.00 (+7.58%) | ||
| 2023 | $409.00 (+1.74%) Homeowner's exemption | $98,844 (+3%) | $214,855 (+7.45%) Land $38,000 Building $176,855 |
| 2022 | $402.00 Homeowner's exemption | $95,965 | $199,964 Land $32,000 Building $167,964 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures