609 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 609 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,948 sqft · built 1971
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-113-024`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-113-024`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Family Room	Family Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	609 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTATES #3 65 X 140
Legal Subdivision	PARKWOOD ESTATES 3
Legal Tract	25
Legal Block	113
Legal Lot Number	232
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 11, 2021	Intrafamily Transfer, Transfer
Mar 5, 2019	Grant Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 19, 2021
Transfer Doc	20210822795
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	609 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210833963
Date	Aug 13, 2021
Instrument	2021-0833963

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jul 1, 2049

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Jun 11, 2021
Property Address	609 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number	20210822795
Map Reference	VOL 25 PG 84
Instrument Date	May 19, 2021
Instrument	2021-0822795
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 UNIVERSITY AVE, ELYRIA, OH 44035-7238

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 5, 2019
Property Address	609 UNIVERSITY AVE, ELYRIA, OH 44035-7238
Document Number	0000706400
Instrument Date	Mar 4, 2019
Instrument	706400
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	BARRISTER TITLE SERVICES, BARRISTERS/OH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$617.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 UNIVERSITY AVE ELYRIA OH 440357238, ELYRIA, OH 44035-7238

Mortgage

Document Number	706401
Date	Mar 5, 2019
Instrument	706401

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,450.00 (-0.46%) Homeowner's exemption	$73,260 (+0.01%) Land $12,780 Building $60,480	$209,290 (-) Land $36,500 Building $172,790
2024	$3,466.00 (+15.42%)	$73,252 (+32.91%) Land $12,775 Building $60,477	$209,290 (+32.91%) Land $36,500 Building $172,790
2023	$3,003.00 (+0.37%)	$55,115 (+0.01%) Land $11,144 Building $43,971	$157,470 (-) Land $31,840 Building $125,630
2022	$2,992.00	$55,110 Land $11,140 Building $43,970
2021			$157,470 Land $31,840 Building $125,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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