Lorain County property record for 613 University Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,288 sqft · built 1971 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,500 (Aug 2008) |
| Tax Bill | $1,787 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-002-113-025 |
| Primary APN | 06-25-002-113-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 1,240 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 396 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 613 UNIVERSITY AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKWOOD ESTS #3 55.13 X 140 |
| Legal Subdivision | PARKWOOD ESTS 3 |
| Legal Tract | 25 |
| Legal Block | 113 |
| Legal Lot Number | 233 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71202 |
Source: Lorain County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 613 UNIVERSITY AVE, ELYRIA, OH 44035-7238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| May 10, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2008 · Amount on Record |
| Deed Sale | Aug 22, 2008 · Amount on Record |
| Prior Sale | Nov 16, 2001 · Amount on Record |
| Deed Document Number | 2008265874 |
| Last Transfer Date | May 10, 2022 |
| Transfer Doc | 0000874701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 1, 2026 |
| Property Address | 613 UNIVERSITY AVE, ELYRIA, OH 44035-7238 |
| Document Number | 0000109784 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 2026109784 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 613 UNIVERSITY AVE, ELYRIA, OH 44035-7238 |
| Document Number | 0000109784, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 2026109784 |
| Name | UNITED TRUST BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 10, 2022 |
| Property Address | 613 UNIVERSITY AVE, ELYRIA, OH 44035-7238 |
| Document Number | 0000874701 |
| Map Reference | VOL 25 PG 84 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022-0874701 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 UNIVERSITY AVE, ELYRIA, OH 44035-7238 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,787.00 Homeowner's exemption | $79,560 (+%) Land $11,990 Building $67,570 | $227,310 (-) Land $34,260 Building $193,050 |
| 2024 | $1,787.00 (-6.34%) | $79,559 (+49.15%) Land $11,991 Building $67,568 | $227,310 (+49.15%) Land $34,260 Building $193,050 |
| 2023 | $1,908.00 (-1.9%) | $53,340 (-) Land $10,458 Building $42,882 | $152,400 (-) Land $29,880 Building $122,520 |
| 2022 | $1,945.00 | $53,340 Land $10,460 Building $42,880 | |
| 2021 | $152,400 Land $29,880 Building $122,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
May also be available: T-Mobile.
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