610 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 610 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1972
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Jan 2023)
Tax Bill	$3,389 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-002-111-074`

Property Details

APN / Parcel Number

Primary APN	`06-25-002-111-074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	264 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	610 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKWOOD ESTS #3 70 X 120
Legal Subdivision	PARKWOOD ESTS 3
Legal Tract	25
Legal Block	111
Legal Lot Number	242
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1008
Census Tract	71201

Owner

610 University Ave is owned and occupied by an individual who bought it in January 2023.

Source: Lorain County records, as of September 24, 2025

Owner of Record	Individual Name on File
Mailing Address	610 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Fiduciary Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Nov 14, 2022	Intrafamily Transfer, Transfer
Apr 8, 2022	Intrafamily Transfer, Transfer
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Deed Document Number	2023902607
Prior Transfer Date	Jul 13, 2022
Prior Transfer Doc	0000898400
Record Updated	Sep 20, 2026

January 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 3, 2023
Property Address	610 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Document Number	0000902607
Map Reference	VOL 25 PG 84
Instrument Date	Dec 27, 2022
Instrument	2023-0902607
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 UNIVERSITY AVE, ELYRIA, OH 44035-7278

Mortgage

Document Number	0000902608
Date	Jan 3, 2023
Instrument	2023-0902608

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Nov 14, 2022
Property Address	610 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Document Number	0000898400
Map Reference	VOL 25 PG 84
Instrument Date	Jul 13, 2022
Instrument	2022-0898400
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2205 MIDDLEFIELD RD, CLEVELAND HEIGHTS, OH 44106-3326

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Apr 8, 2022
Property Address	610 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Document Number	0000870396
Map Reference	VOL 25 PG 84
Instrument Date	Apr 7, 2022
Instrument	2022-0870396
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 MIDDLEFIELD RD, CLEVELAND HEIGHTS, OH 44106-3326

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	610 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000853417
Date	Dec 9, 2021
Instrument	2021-0853417

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 31, 2019
Property Address	610 UNIVERSITY AVE, ELYRIA, OH 44035-7278
Document Number	0000736600
Instrument Date	Oct 31, 2019
Instrument	736600
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 MIDDLEFIELD RD CLEVELAND HEIGHTS OH 441063326, CLEVELAND HEIGHTS, OH 44106-3326

Tax Assessment & Valuation

The 2025 property tax bill for 610 University Ave was $3,389, down 0.5% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,389.00 (-0.5%)	$71,980 (%) Land $12,010 Building $59,970	$205,660 (-) Land $34,320 Building $171,340
2024	$3,406.00 (+30.95%)	$71,981 (+54.5%) Land $12,012 Building $59,969	$205,660 (+54.5%) Land $34,320 Building $171,340
2023	$2,601.00 (+0.35%)	$46,589 (%) Land $10,476 Building $36,113	$133,110 Land $29,930 Building $103,180
2022	$2,592.00	$46,590 Land $10,480 Building $36,110
2021			$133,110 Land $29,930 Building $103,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 University Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 University Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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