521 Teresa St, Oxnard, CA 93030 Property Records

Ventura County property record for 521 Teresa St, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,021 sqft · built 1997
Lot Size	0.205 acres (8,931 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 1997)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`215-0-097-055`

Property Details

APN / Parcel Number

Primary APN	`215-0-097-055`
Alternative APN	`2150040070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,021 sqft Living Area
1st Floor Area	2,021 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	8,931 sqft (0.205 acres)
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	23 sqft

Location & Zoning

Street Address	521 TERESA ST
City	OXNARD
State	CA
Zip	93030-7676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2PD
Legal Description	TRACT: 471401 LOT: 122 REF: 127MR 78
Legal Subdivision	4714-1
Legal Tract	471401
Legal Block	97
Legal Lot Number	122
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1027
Census Tract	3102

Owner

Source: Ventura County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5457 CONNER DR, OXNARD, CA 93033-9110
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Jul 31, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 1997 · Amount on File
Deed Sale	Sep 29, 1997 · Amount on File
Deed Document Number	1997127632
Last Transfer Date	Jul 22, 2026
Transfer Doc	0000059937
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 31, 2026
Property Address	521 TERESA ST, OXNARD, CA 93030-7676
Document Number	0000059936
Instrument Date	Jul 23, 2026
Instrument	202659936
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5457 CONNER DR, OXNARD, CA 93033-9110

Mortgage

Document Number	0000059938,
Date	Jul 31, 2026
Instrument	202659938

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 31, 2026
Property Address	521 TERESA ST, OXNARD, CA 93030-7676
Document Number	0000059937
Instrument Date	Jul 22, 2026
Instrument	202659937
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5457 CONNER DR, OXNARD, CA 93033-9110

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$325,627 (+2%) Land $130,253 Building $195,374
2025	$4,448.00 (+2.28%)	$319,243 (+4.04%) Land $127,699 Building $191,544
2024	$4,349.00 (+3.72%)
2023	$4,193.00 (+3.28%)	$306,848 Land $122,741 Building $184,107
2022	$4,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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