Wright County property record for 620 Spring St, Clearwater, MN 55320 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 6,437 sqft (0.147 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2024) |
| Tax Bill | $2,612.00 (2026) |
Source: Wright County records · APN 104-010-012081
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 SPRING ST, CLEARWATER, MN 55320-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Stand Alone First Mortgage NATIONS LENDING CORP |
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Aug 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2024 · Amount on Record |
| Deed Sale | May 01, 2024 · Amount on Record |
| Prior Sale | Oct 27, 2023 · Amount on Record |
| Deed Doc Number | 20241643636 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 620 SPRING ST, CLEARWATER, MN 55320-2061 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2023 |
| Title Company | GREAT NORTHERN TITLE, GREAT NORTH TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4 SUMMIT PARK DR 200, 200, INDEPENDENCE, OH 44131-2583 |
| Document Number | 00A1541567 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | A1541567 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 31, 2023 |
| Property Address | 620 SPRING ST, CLEARWATER, MN 55320-2061 |
| Document Number | 00A1541565 |
| Instrument Date | Oct 27, 2023 |
| Instrument | A1541565 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2023 |
| Title Company | GREAT NORTH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 SPRING ST, CLEARWATER, MN 55320-2061 |
| Document Number | 00A1541566 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | A1541566 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 30, 2019 |
| Property Address | 620 SPRING ST, CLEARWATER, MN 55320-2061 |
| Document Number | 0001404346 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 1404346 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 SPRING ST, CLEARWATER, MN 55320-2061 |
| Document Number | 0001404347 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 1404347 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,612.00 (+2.35%) | $244,000 (+2.95%) Land $20,000 Building $224,000 | $244,000 (+2.95%) Land $20,000 Building $224,000 |
| 2025 | $237,000 (-0.55%) Land $20,000 Building $217,000 | $237,000 (-0.55%) Land $20,000 Building $217,000 | |
| 2023 | $2,552.00 (+28.37%) | $238,300 Land $20,000 Building $218,300 | $238,300 Land $20,000 Building $218,300 |
| 2022 | $1,988.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 104-010-012081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,344 sqft Living Area |
| 1st Floor | 1,344 sqft 1st Floor |
| Basement Area | 350 sqft Basement |
| Finished Basement | 350 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,437 sqft (0.147 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 672 sqft Garage |
| Deck Area | Deck Area |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 620 SPRING ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2061 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-008 BLOCK-012 ALSO SWLY 1/2 OF VAC ALLEY ADJ THTO LOCK-012 ALSO SWLY 1 |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL PLAT CLEARWATER |
| Legal Block | 12 |
| Legal Lot Number | 8 |
| Jurisdiction | WRIGHT MN |
| Minor Civil Division | CLEARWATER |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 100300 |
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