Wright County property record for 535 Spring St, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,220 sqft · built 1900 |
| Lot Size | 0.136 acres (5,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (May 2020) |
| Tax Bill | $2,344 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Feb 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-010-019040 |
| Primary APN | 104-010-019040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 5,939 sqft (0.136 acres) |
| Garage Type | Attached |
| Garage Area | 100 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 140 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 535 SPRING ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-004 BLOCK-019 LOCK-019 |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL PLAT CLEARWATER |
| Legal Block | 19 |
| Legal Lot Number | 4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 100300 |
535 Spring St is owned by an individual who bought it in May 2020.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23039 PERKINS AVE N, SCANDIA, MN 55073-9406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2020 | Limited Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 12, 2018 | Trustee's Deed, Transfer DEERWOOD BK |
| Oct 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS ALLIANCE BK |
| Oct 6, 2017 | Grant Deed, Transfer TITLENEXUS LLC |
| Jun 2, 2017 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on File |
| Deed Sale | May 1, 2020 · Amount on File |
| Prior Sale | Jan 12, 2016 · Amount on File |
| Deed Document Number | 20201425166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 1, 2020 |
| Property Address | 535 SPRING ST, CLEARWATER, MN 55320-2013 |
| Document Number | 0001425166 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 1425166 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | ALL AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23039 PERKINS AVE N, SCANDIA, MN 55073-9406 |
| Document Number | 0001425167 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 1425167 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Feb 12, 2018 |
| Property Address | 535 SPRING ST, CLEARWATER, MN 55320-2013 |
| Document Number | 0001363896 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 1363896 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5900 GREEN OAK DR #100 MINNETONKA MN 553434709, 100, MINNETONKA, MN 55343-4709 |
| Document Number | 1363897 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 1363897 |
| Name | DEERWOOD BK |
|---|---|
| Type | Bank |
| Address | 1060 DAKOTA DR, MENDOTA HEIGHTS, MN 55120-5503 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Feb 11, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 535 SPRING ST, CLEARWATER, MN 55320-2013 |
| Document Number | 0001355170 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | TITLENEXUS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13182 JEFFERSON ST BECKER MN 55308, BECKER, MN 55308 |
| Investor | Possibly a Property Investor |
| Document Number | 0001355170 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 1355170 |
| Name | CITIZENS ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | HOWARD LAKE, MN 55349 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 5, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 6, 2017 |
| Property Address | 535 SPRING ST, CLEARWATER, MN 55320-2013 |
| Document Number | 0001355169 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 1355169 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2017 |
| Title Company | TITLENEXUS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 586 DODGE AVE NW #C ELK RIVER MN 553301913, C, ELK RIVER, MN 55330-1913 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 2, 2017 |
| Property Address | 535 SPRING ST, CLEARWATER, MN 55320-2013 |
| Document Number | 0001344704 |
| Instrument Date | May 16, 2017 |
| Instrument | 1344704 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 535 SPRING ST CLEARWATER MN 553202013, CLEARWATER, MN 55320-2013 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 535 Spring St was $2,344.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,344.00 | $200,800 (+4.8%) Land $21,000 Building $179,800 | $200,800 (+4.8%) Land $21,000 Building $179,800 |
| 2025 | $191,600 Land $21,000 Building $170,600 | $191,600 Land $21,000 Building $170,600 | |
| 2023 | $2,140.00 (+2.69%) | $189,700 Land $21,000 Building $168,700 | $189,700 Land $21,000 Building $168,700 |
| 2022 | $2,084.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 535 Spring St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 535 Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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