640 Spring St, Clearwater, MN 55320 Property Records

Wright County property record for 640 Spring St, Clearwater, MN 55320 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	988 sqft Living Area
Lot Size	9,975 sqft (0.229 acres)
Occupancy	Owner Occupied
Last Sale	$147,500 (2004)
Tax Bill	$2,746.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`104-010-012060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	988 sqft Living Area
1st Floor	1,064 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Ranch Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,975 sqft (0.229 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	748 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	640 SPRING ST
City	CLEARWATER
State	MN
Zip	55320-1113
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-006 BLOCK-012 LT6BLK12ALSO TH PRT OF VAC PINE ST BET BLKS11&12ALSO TH
Legal Range	027
Legal Township	123
Legal Section	35
Legal Subdivision	ORIGINAL PLAT CLEARWATER
Legal Block	12,12
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Minor Civil Division	CLEARWATER
Census Blockgroup	1
Census Block	1019
Census Tract	100300

Owner

Source: Wright County records · APN 104-010-012060

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 SPRING ST, CLEARWATER, MN 55320-1113
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2004 · Amount on Record
Deed Sale	Jul 02, 2004 · Amount on Record
Deed Doc Number	200490419
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	640 SPRING ST, CLEARWATER, MN 55320-1113
Transaction Type	Mortgage
Record Updated	Oct 04, 2021
Title Company	GLOBAL CLOSING AND TITLE SERVICES, GLOBAL CLOSING AND TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001483520
Date	Sep 13, 2021
Instrument	1483520

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,746.00 (+0.22%)	$242,700 (+6.78%) Land $30,900 Building $211,800	$242,700 (+6.78%) Land $30,900 Building $211,800
2025		$227,300 (+2.25%) Land $26,500 Building $200,800	$227,300 (+2.25%) Land $26,500 Building $200,800
2023	$2,740.00 (+6.28%)	$222,300 Land $26,500 Building $195,800	$222,300 Land $26,500 Building $195,800
2022	$2,578.00