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545 Spring St, Clearwater, MN 55320 Property Records

Wright County property record for 545 Spring St, Clearwater, MN 55320 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1996
Square Footage1,530 sqft Living Area
Lot Size5,939 sqft (0.136 acres)
OccupancyOwner Occupied
Last Sale$210,000 (2023)
Tax Bill$2,336.00 (2026)

Property Details

APN / Parcel Number

Primary APN104-010-019050

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,530 sqft Living Area
1st Floor1,298 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1872
Effective Year BuiltEffective 1996
Exterior MaterialVinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialWood Shingle Roof
Lot Area5,939 sqft (0.136 acres)
Garage TypeDetached Garage
Garage Area384 sqft Garage
Porch1 Porch
Porch Area128 sqft Porch
Storage Building200 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address545 SPRING ST
CityCLEARWATER
StateMN
Zip55320-2013
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-005 BLOCK-019 LOCK-019
Legal Range027
Legal Township123
Legal Section35
Legal SubdivisionORIGINAL PLAT CLEARWATER
Legal Block19
Legal Lot Number5
JurisdictionWRIGHT MN
Minor Civil DivisionCLEARWATER
Census Blockgroup1
Census Block1010
Census Tract100300

Owner

Source: Wright County records · APN 104-010-019050

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address545 SPRING ST, CLEARWATER, MN 55320-2013
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Warranty Deed, Transfer · Conventional Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jan 19, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 20, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Prior SaleJan 19, 2021 · Amount on Record
Deed Doc Number20231535700
Record RefreshedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJul 19, 2023
Property Address545 SPRING ST, CLEARWATER, MN 55320-2013
Document Number00A1534589
Instrument DateMay 17, 2023
InstrumentA1534589
Transaction TypeTransfer
Record UpdatedAug 25, 2023
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address545 SPRING ST, CLEARWATER, MN 55320-2013

Mortgage

Document Number00A1534590
DateJul 19, 2023
InstrumentA1534590
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2053

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJan 19, 2021
Property Address545 SPRING ST, CLEARWATER, MN 55320-2013
Document Number0001455434
Instrument DateDec 02, 2020
Instrument1455434
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$577.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 SPRING ST, CLEARWATER, MN 55320-2013

Mortgage

Document Number0001455435
DateJan 19, 2021
Instrument1455435
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateNov 20, 2018
Property Address545 SPRING ST, CLEARWATER, MN 55320-2013
Document Number0001384566
Instrument DateNov 15, 2018
Instrument1384566
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyMODERN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$514.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address545 SPRING ST, CLEARWATER, MN 55320-2013

Mortgage

Document Number0001384567
DateNov 20, 2018
Instrument1384567
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityClearwater City
CountyWright County
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,336.00 (-6.6%)$225,400 (+4.3%) Land $21,000 Building $204,400$225,400 (+4.3%) Land $21,000 Building $204,400
2025$216,100 (-0.46%) Land $20,000 Building $196,100$216,100 (-0.46%) Land $20,000 Building $196,100
2023$2,501.00 (+4.56%)$217,100 Land $20,000 Building $197,100$217,100 Land $20,000 Building $197,100
2022$2,392.00

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