Wright County property record for 625 Spring St, Clearwater, MN 55320
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.295 acres (12,874 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (May 2007) |
| Tax Bill | $926 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-010-020040 |
| Primary APN | 104-010-020040 |
|---|
| Lot Area | 12,874 sqft (0.295 acres) |
|---|---|
| Garage Area | 1,144 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 625 SPRING ST |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-2061 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER LOT-004 BLOCK-020 LTS4&5BLK20ALSO TH PRT OF VAC ALLEY ADJ TO LTS4&5 LOCK-0 |
| Legal Range | 027 |
| Legal Township | 123 |
| Legal Section | 35 |
| Legal Subdivision | ORIGINAL PLAT CLEARWATER |
| Legal Block | 20,20 |
| Legal Lot Number | 4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 100300 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 625 SPRING ST, CLEARWATER, MN 55320-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2007 · Amount on Record |
| Deed Sale | May 23, 2007 · Amount on Record |
| Prior Sale | Jul 3, 2003 · Amount on Record |
| Deed Document Number | 2007105426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 625 SPRING ST, CLEARWATER, MN 55320-2061 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Title Company | ANCONA TITLE, ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0001465291 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 1465291 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLOUD, MN 56301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Clearwater City |
| County | Wright County |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $926.00 (+7.67%) | $51,600 (+1.18%) Land $14,500 Building $37,100 | $51,600 (+1.18%) Land $14,500 Building $37,100 |
| 2025 | $51,000 (+8.28%) Land $13,500 Building $37,500 | $51,000 (+8.28%) Land $13,500 Building $37,500 | |
| 2023 | $860.00 (+4.62%) | $47,100 Land $13,500 Building $33,600 | $47,100 Land $13,500 Building $33,600 |
| 2022 | $822.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1998–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Clearwater serves 2,129 people · EPA ID MN1860025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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