619 Cardinal St, Lodi, CA 95240 Property Records

San Joaquin County property record for 619 Cardinal St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,164 sqft · built 1953
Lot Size	0.163 acres (7,080 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Aug 2020)
Tax Bill	$4,233 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031-210-030-000`

Property Details

APN / Parcel Number

Primary APN	`031-210-030-000`
Alternative APN	`031-210-03`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Lot Area	7,080 sqft (0.163 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	031-210-03
Street Address	619 CARDINAL ST
City	LODI
State	CA
Zip	95240-5612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 301 LOT 16
Legal Subdivision	RIECK TR 01
Legal Tract	301
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3010
Census Tract	4302

Owner

619 Cardinal St is owned and occupied by an individual who bought it in August 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	619 CARDINAL ST, LODI, CA 95240-5612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 24, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 27, 2017	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Document Number	2020106417
Prior Transfer Date	Oct 17, 2009
Prior Transfer Doc	0000157900
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	619 CARDINAL ST, LODI, CA 95240-5612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 CARDINAL ST, LODI, CA 95240-5612

Mortgage

Document Number	0000084887
Date	Aug 8, 2019
Instrument	2019-084887

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 24, 2020
Property Address	619 CARDINAL ST, LODI, CA 95240-5612
Document Number	0000106417
Map Reference	VOL 13 PG 112
Instrument Date	Aug 14, 2020
Instrument	2020-106417
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 CARDINAL ST, LODI, CA 95240-5612

Mortgage

Document Number	0000106418
Date	Aug 24, 2020
Instrument	2020-106418

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 27, 2017
Property Address	619 CARDINAL ST, LODI, CA 95240-5612
Document Number	0000084893
Instrument Date	Jul 21, 2017
Instrument	84893
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	619 CARDINAL ST LODI CA 952405612, LODI, CA 95240-5612

Mortgage

Document Number	84894
Date	Jul 27, 2017
Instrument	84894

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVLNG, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 619 Cardinal St was $4,233 with a homeowner's exemption, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,233.00 (+0.36%)
2025	$4,218.00 Homeowner's exemption	$395,086 Land $119,066 Building $276,020
2023	$4,044.00 (+2.3%) Homeowner's exemption	$379,746 Land $114,444 Building $265,302	$417,060
2022	$3,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 619 Cardinal St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 619 Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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