San Joaquin County property record for 606 Cardinal St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,179 sqft · built 1954 |
| Lot Size | 0.168 acres (7,320 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,951 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 031-210-220-000 |
| Primary APN | 031-210-220-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,179 sqft Living Area |
| 1st Floor Area | 1,179 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 7,320 sqft (0.168 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 031-210-22 |
|---|---|
| Street Address | 606 CARDINAL ST |
| City | LODI |
| State | CA |
| Zip | 95240-5613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIECK TR 01 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 4302 |
606 Cardinal St is held in a trust since November 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2344 MISSION ST, SAN FRANCISCO, CA 94110-1814 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2015 |
| Transfer Doc | 0000140013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 606 CARDINAL ST, LODI, CA 95240-5613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7609 WOODSIDE DR, STOCKTON, CA 95207-1558 |
| Document Number | 0000018224 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-018224 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 606 Cardinal St was $1,951, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,951.00 (+0.31%) | ||
| 2025 | $1,945.00 | $177,607 Land $75,717 Building $101,890 | |
| 2023 | $1,861.00 (+2.25%) | $170,713 Land $72,778 Building $97,935 | $368,100 |
| 2022 | $1,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 606 Cardinal St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 606 Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, Verizon.
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