607 Cardinal St, Lodi, CA 95240 Property Records

San Joaquin County property record for 607 Cardinal St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 983 sqft · built 1954
Lot Size	0.163 acres (7,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,000 (Sep 2011)
Tax Bill	$2,566 (2026)
Deeds & Mortgages	Mar 2023 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`031-210-050-000`

Property Details

APN / Parcel Number

Primary APN	`031-210-050-000`
Alternative APN	`031-210-05`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	983 sqft Living Area
1st Floor Area	983 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Lot Area	7,080 sqft (0.163 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-210-05
Street Address	607 CARDINAL ST
City	LODI
State	CA
Zip	95240-5612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP D4 30-34 TR 301 LOT 18
Legal Subdivision	RIECK TR 01
Legal Tract	301
Legal Block	3
Legal Lot Number	18
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3010
Census Tract	4302

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 MERTON WAY, LODI, CA 95240-8229
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
May 2, 2017	Quit Claim Deed, Transfer · Line of Credit FARMERS & MERCHANTS BK/CTRL CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2011 · Amount on Record
Deed Sale	Sep 26, 2011 · Amount on Record
Deed Document Number	2011115343
Last Transfer Date	Apr 6, 2017
Transfer Doc	0000049229
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	607 CARDINAL ST, LODI, CA 95240-5612
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 MERTON WAY, LODI, CA 95240-8229

Mortgage

Document Number	0000021881
Date	Mar 21, 2023
Instrument	2023-021881

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 2, 2017
Property Address	607 CARDINAL ST, LODI, CA 95240-5612
Document Number	0000049229
Instrument Date	Apr 6, 2017
Instrument	49229
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	607 CARDINAL ST LODI CA 952405612, LODI, CA 95240-5612

Mortgage

Document Number	49230
Date	May 2, 2017
Instrument	49230

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	LODI, CA 95241-1902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,566.00 (+0.35%)
2025	$2,557.00 (+4.32%)	$234,351 (+4.04%) Land $120,181 Building $114,170
2023	$2,451.00 (+2.3%)	$225,253 Land $115,515 Building $109,738	$302,040
2022	$2,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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