700 Cardinal St, Lodi, CA 95240 Property Records

San Joaquin County property record for 700 Cardinal St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,023 sqft · built 1953
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Aug 2025)
Tax Bill	$4,435 (2026)
Deeds & Mortgages	Feb 2022 Transfer Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`031-210-260-000`

Property Details

APN / Parcel Number

Primary APN	`031-210-260-000`
Alternative APN	`031-210-26`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,023 sqft Living Area
1st Floor Area	1,023 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,320 sqft (0.168 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-210-26
Street Address	700 CARDINAL ST
City	LODI
State	CA
Zip	95240-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13
Legal Subdivision	RIECK TR 01
Legal Block	3
Legal Lot Number	13
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3015
Census Tract	4302

Owner

700 Cardinal St is owned and occupied by two individuals who bought it in August 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	700 CARDINAL ST, LODI, CA 95240-5615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Intrafamily Transfer, Transfer
Sep 21, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED FCU
Sep 21, 2018	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jul 21, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Sep 21, 2018 · Amount on File
Deed Document Number	202569401
Prior Transfer Date	Mar 3, 1994
Prior Transfer Doc	0000030589
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 28, 2022
Property Address	700 CARDINAL ST, LODI, CA 95240-5615
Document Number	0000026521
Map Reference	VOL 13 PG 112
Instrument Date	Feb 24, 2022
Instrument	2022-026521
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1013 GALLERIA BLVD STE 290, 290, ROSEVILLE, CA 95678-1393

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 21, 2018
Property Address	700 CARDINAL ST, LODI, CA 95240-5615
Document Number	0000105261
Map Reference	VOL 13 PG 112
Instrument Date	Sep 18, 2018
Instrument	2018-105261
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 CONTE DR, CARSON CITY, NV 89701-6717

Mortgage

Document Number	0000105263
Date	Sep 21, 2018
Instrument	2018-105263

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 21, 2018
Property Address	700 CARDINAL ST, LODI, CA 95240-5615
Document Number	0000105262
Map Reference	VOL 13 PG 112
Instrument Date	Sep 18, 2018
Instrument	2018-105262
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5310 CONTE DR, CARSON CITY, NV 89701-6717

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	700 CARDINAL ST, LODI, CA 95240-5615
Document Number	0000086995
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CARDINAL ST LODI CA 952405615, LODI, CA 95240-5615

Mortgage

Document Number	0000086995
Date	Aug 1, 2017
Instrument	86995

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 700 Cardinal St was $4,435, up 31.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,435.00 (+31.6%)
2025	$3,370.00	$309,552 Land $100,395 Building $209,157
2023	$3,232.00 (+2.28%)	$297,534 Land $96,498 Building $201,036	$358,650
2022	$3,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Cardinal St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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