616 Cardinal St, Lodi, CA 95240 Property Records

San Joaquin County property record for 616 Cardinal St, Lodi, CA 95240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 976 sqft · built 1953
Lot Size0.168 acres (7,320 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (May 2021)
Tax Bill$3,839 (2026)
Deeds & MortgagesSep 2022 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN031-210-240-000

Property Details

APN / Parcel Number

Primary APN031-210-240-000
Alternative APN
  • 031-210-24

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area976 sqft Living Area
1st Floor Area976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeWood
Lot Area7,320 sqft (0.168 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number031-210-24
Street Address616 CARDINAL ST
CityLODI
StateCA
Zip95240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREICK LOT 11
Legal SubdivisionRIECK TR 01
Legal Block3
Legal Lot Number11
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group3
Census Block3015
Census Tract4302

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address616 CARDINAL ST, LODI, CA 95240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Deed of Trust, Mortgage · Line of Credit
VALLEY STRONG CU
May 14, 2021Grant Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Deed Document Number202185186
Prior Transfer DateMay 7, 2021
Prior Transfer Doc0000085185
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address616 CARDINAL ST, LODI, CA 95240
Transaction TypeMortgage
Record UpdatedSep 16, 2022
Title CompanyATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 CARDINAL ST, LODI, CA 95240-5613

Mortgage

Document Number0000104860
DateSep 6, 2022
Instrument2022-104860
Lender
NameVALLEY STRONG CU
TypeCredit Union
AddressBAKERSFIELD, CA 93311
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 14, 2021
Property Address616 CARDINAL ST, LODI, CA 95240
Document Number0000085186
Map ReferenceVOL 13 PG 112
Instrument DateApr 19, 2021
Instrument2021-085186
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address616 CARDINAL ST, LODI, CA 95240

Mortgage

Document Number0000085187
DateMay 14, 2021
Instrument2021-085187
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,839.00 (+0.34%)
2025$3,826.00 (+4.25%)$351,789 (+503.54%) Land $135,304 Building $216,485
2023$3,670.00 (+480.7%)$58,288 Land $13,662 Building $44,626$314,820
2022$632.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LODI
serves 67,093 people · EPA ID CA3910004
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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