561 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 561 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,501 sqft · built 2020
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$387,500 (Jun 2023)
Tax Bill	$4,592 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`035A 001`

Property Details

APN / Parcel Number

Primary APN	`035A 001`
Alternative APN	`34554`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,501 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34554
Old Parcel Number	035A 001
Street Address	561 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 1 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	1
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	561 OCONEE LN, COMMERCE, GA 30529-4183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 22, 2021	Warranty Deed, Subdivision Related Transfer
Oct 19, 2020	Deed of Trust, Construction Loan · Line of Credit PEOPLES BK
Dec 31, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	000107A274
Deed Book / Page	107A / 274
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	561 OCONEE LN, COMMERCE, GA 30529-4183
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 OCONEE LN, COMMERCE, GA 30529-4183

Mortgage

Document Number	00096A0000000183
Date	May 19, 2021
Book Page	000000096A/0000000183

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 22, 2023
Property Address	561 OCONEE LN, COMMERCE, GA 30529-4183
Document Number	00107A0274
Book / Page	107A / 274
Instrument Date	Jun 22, 2023
Instrument	2023-002553
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 OCONEE LN, COMMERCE, GA 30529-4183

Mortgage

Document Number	000107A276
Date	Jun 22, 2023
Instrument	107A/276

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2053

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 22, 2021
Property Address	561 OCONEE LN, COMMERCE, GA 30529-4183
Document Number	00096A0182
Book / Page	96A / 182
Instrument Date	Apr 22, 2021
Instrument	2021-002329
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 OCONEE LN, COMMERCE, GA 30529-4183

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Oct 19, 2020
Property Address	561 OCONEE LN, COMMERCE, GA 30529-4183
Document Number	00092B0517
Book / Page	00092B / 000517
Instrument Date	Oct 13, 2020
Transaction Type	Construction Loan
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 APALACHEE DOWNS DR BOGART GA 306222679, BOGART, GA 30622-2679

Mortgage

Document Number	92B0517
Date	Oct 19, 2020
Book Page	00092B/000517

Lender

Name	PEOPLES BK
Type	Bank
Address	EATONTON, GA 31024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 18, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 31, 2019
Property Address	561 OCONEE LN, COMMERCE, GA 30529-4183
Document Number	00087M0001
Book / Page	00087M / 000001
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	561 OCONEE LN COMMERCE GA 305294183, COMMERCE, GA 30529-4183
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,592.00 (-3.18%) Homeowner's exemption	$172,480 (-) Land $20,000 Building $152,480	$431,200 (-) Land $50,000 Building $381,200
2024	$4,743.00 (+17.28%) Homeowner's exemption	$172,480 (+11.97%) Land $20,000 Building $152,480	$431,200 (+11.97%) Land $50,000 Building $381,200
2023	$4,044.00 (+2.25%)	$154,040 (+24.03%) Land $20,000 Building $134,040	$385,100 (+24.03%) Land $50,000 Building $335,100
2022	$3,955.00	$124,200 Land $20,000 Building $104,200	$310,500 Land $50,000 Building $260,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

4G LTE only, no 5G reported

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