615 Elm St, Ramona, CA 92065 Property Records

San Diego County property record for 615 Elm St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 2018
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on Record
Last Sale$83,500 (Dec 1986)
Tax Bill$2,070 (2025)
Deeds & MortgagesJul 2019 Transfer
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN280-125-05-00

Property Details

APN / Parcel Number

Primary APN280-125-05-00
Alternative APN
  • 2802101200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area936 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,996 sqft
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number2802101200
Street Address615 ELM ST
CityRAMONA
StateCA
Zip92065-1914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 380 POR TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block380
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1009
Census Tract20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address615 ELM ST, RAMONA, CA 92065-1914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 28, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 1986 · Amount on Record
Deed SaleDec 30, 1986 · Amount on Record
Deed Document Number1986618633
Last Transfer DateJul 16, 2019
Transfer Doc0000311697
Record UpdatedOct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 30, 2019
Property Address615 ELM ST, RAMONA, CA 92065-1914
Document Number0000311697
Instrument DateJul 16, 2019
Instrument311697
Transaction TypeTransfer
Record UpdatedAug 7, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 ELM ST RAMONA CA 920651914, RAMONA, CA 92065-1914

February 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateFeb 28, 2019
Property Address615 ELM ST, RAMONA, CA 92065-1914
Document Number0000072884
Instrument DateFeb 7, 2019
Instrument72884
Transaction TypeTransfer
Record UpdatedMar 7, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1672 MAIN ST #E-142 RAMONA CA 920655257, E-142, RAMONA, CA 92065-5257

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$185,193 (+2%) Land $79,633 Building $105,560
2025$2,070.00 (+15.06%) Homeowner's exemption$181,563 (+4.04%) Land $78,072 Building $103,491
2023$1,799.00 (-8.17%) Homeowner's exemption$174,515 Land $75,042 Building $99,473
2022$1,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

Nearby Streets

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