410 Elm St, Ramona, CA 92065 Property Records

San Diego County property record for 410 Elm St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 747 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Apr 2021)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`281-073-04-00`

Property Details

APN / Parcel Number

Primary APN	`281-073-04-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	747 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	410 ELM ST
City	RAMONA
State	CA
Zip	92065-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 255 DOC90-671808 IN TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	255
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1024
Census Tract	20812

Owner

410 Elm St is owned by a company that bought it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	620 ELM ST, RAMONA, CA 92065-1904
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Grant Deed, Transfer · Commercial Mortgage WILLIAM S JUBB
Mar 22, 2021	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Mar 22, 2021	Grant Deed, Transfer · Commercial Mortgage WILLIAM JUBB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Mar 22, 2021 · Amount on File
Deed Document Number	2021332112
Prior Transfer Date	Mar 19, 2021
Prior Transfer Doc	0000221397
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2021
Property Address	410 ELM ST, RAMONA, CA 92065-1902
Document Number	0000332112
Map Reference	MAP 347
Instrument Date	Apr 26, 2021
Instrument	2021-0332112
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	620 ELM ST, RAMONA, CA 92065-1904
Investor	Possibly a Property Investor

Mortgage

Document Number	0000332113
Date	Apr 29, 2021
Instrument	2021-0332113

Lender

Name	WILLIAM S JUBB
Type	Private Party
Address	3993 HIGHLAND DR, CARLSBAD, CA 92008

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2021
Property Address	410 ELM ST, RAMONA, CA 92065-1902
Document Number	0000221397
Instrument Date	Mar 19, 2021
Instrument	2021-0221397
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 W HAVERFORD RD, RAMONA, CA 92065-1102

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2021
Property Address	410 ELM ST, RAMONA, CA 92065-1902
Document Number	0000221398
Map Reference	MAP 347
Instrument Date	Mar 11, 2021
Instrument	2021-0221398
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 ELM ST, RAMONA, CA 92065-1902

Mortgage

Document Number	0000221399
Date	Mar 22, 2021
Instrument	2021-0221399

Lender

Name	WILLIAM JUBB
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 410 Elm St was $2,512.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$220,811 (+2%) Land $153,181 Building $67,630
2025	$2,512.00	$216,482 Land $150,178 Building $66,304
2023	$2,226.00 (-6.55%)	$208,078 Land $144,348 Building $63,730
2022	$2,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 410 Elm St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Elm St is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures