San Diego County property record for 530 Elm St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,747 sqft · built 1990 |
| Lot Size | 1.33 acres (58,370 sqft) |
| Owner | Company Name on File |
| Last Sale | $210,500 (May 1990) |
| Tax Bill | $2,472 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-072-14-00 |
| Primary APN | 281-072-14-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,747 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 58,370 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 530 ELM ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | BLK 254 (EX NLY 300 FT&SLY 200 FT) TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 254 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20812 |
530 Elm St is owned by a company that acquired it in September 2005 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 530 ELM ST, RAMONA, CA 92065-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 1990 · Amount on File |
| Deed Sale | May 30, 1990 · Amount on File |
| Deed Document Number | 1990291991 |
| Last Transfer Date | Sep 1, 2005 |
| Transfer Doc | 0000773904 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 530 Elm St was $2,472 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $394,988 (+2%) Land $168,877 Building $226,111 | |
| 2025 | $2,472.00 | $387,244 Land $165,566 Building $221,678 |
| 2023 | $2,266.00 (-43.63%) Homeowner's exemption | $372,209 Land $159,138 Building $213,071 |
| 2022 | $4,020.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 530 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 530 Elm St is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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