720 Elm St, Ramona, CA 92065 Property Records

San Diego County property record for 720 Elm St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 473 sqft · built 1935
Lot Size	4.36 acres (189,922 sqft)
Owner	2 Individual Names on File
Tax Bill	$697 (2025)
Deeds & Mortgages	Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`280-087-07-00`

Property Details

APN / Parcel Number

Primary APN	`280-087-07-00`
Alternative APN	`2800920700`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	473 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	189,922 sqft

Location & Zoning

Old Parcel Number	2800920700
Street Address	720 ELM ST
City	RAMONA
State	CA
Zip	92065-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 220 TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	220
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1026
Census Tract	20812

Owner

Source: San Diego County records · APN 280-087-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4897 CASS ST, SAN DIEGO, CA 92109-2624
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 11, 2021
Transfer Doc	0000173084
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 05, 2021
Property Address	720 ELM ST, RAMONA, CA 92065-1421
Document Number	0000173084
Map Reference	MAP 643
Instrument Date	Feb 11, 2021
Instrument	2021-0173084
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4897 CASS ST, SAN DIEGO, CA 92109-2624

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$38,578 (+2%) Land $31,543 Building $7,035
2025	$697.00 (+42.83%)	$37,823 (+4.04%) Land $30,925 Building $6,898
2023	$488.00 (-27.16%)	$36,356 Land $29,725 Building $6,631
2022	$670.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured 20 under condo master policies

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.