636 Elm St, Ramona, CA 92065 Property Records

San Diego County property record for 636 Elm St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,527 sqft · built 1930
Lot Size	4.68 acres (203,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2007)
Tax Bill	$6,729 (2025)
Deeds & Mortgages	Mar 2021 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280-088-04-00`

Property Details

APN / Parcel Number

Primary APN	`280-088-04-00`
Alternative APN	`2800930400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,527 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	203,861 sqft

Location & Zoning

Old Parcel Number	2800930400
Street Address	636 ELM ST
City	RAMONA
State	CA
Zip	92065-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 222 TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	222
Legal Lot Number	222
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1025
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4897 CASS ST, SAN DIEGO, CA 92109-2624
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Intrafamily Transfer, Transfer
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 20, 2021	Quit Claim Deed, Transfer LAWYERS TITLE-SD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2007 · Amount on Record
Deed Sale	Oct 30, 2007 · Amount on Record
Deed Document Number	2007692602
Last Transfer Date	Feb 11, 2021
Transfer Doc	0000173085
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 5, 2021
Property Address	636 ELM ST, RAMONA, CA 92065-1904
Document Number	0000173085
Map Reference	MAP 643
Instrument Date	Feb 11, 2021
Instrument	2021-0173085
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4897 CASS ST, SAN DIEGO, CA 92109-2624

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2021
Property Address	636 ELM ST, RAMONA, CA 92065-1904
Document Number	0000043028
Map Reference	MAP 943
Instrument Date	Dec 23, 2020
Instrument	2021-0043028
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3004, RAMONA, CA 92065-0952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3007, RAMONA, CA 92065-0952

Mortgage

Document Number	0000043029
Date	Jan 20, 2021
Instrument	2021-0043029

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2021
Property Address	636 ELM ST, RAMONA, CA 92065-1904
Document Number	0000043030
Instrument Date	Dec 23, 2020
Instrument	43030
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	LAWYERS TITLE-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 3004 RAMONA CA 920650952, RAMONA, CA 92065-0952

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,000 (-) Land $383,000 Building $207,000
2025	$6,729.00 (+16.97%)	$590,000 (+10.28%) Land $383,000 Building $207,000
2023	$5,753.00 (-5.75%)	$535,000 Land $348,000 Building $187,000
2022	$6,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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