Hillsdale County property record for 515 S Main St, Reading, MI 49274 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-090-001-024 |
| Primary APN | 20-090-001-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,572 sqft |
| 1st Floor Area | 1,572 sqft |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 6,839 sqft (0.157 acres) |
| Lot Dimensions | 122 ft deep x 56 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 515 S MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 EXC ALL THAT PRT LY SWLY OF A LN DESC AS: COM AT PT ON W LN LOT 37 10 FT N OF SW COR SD LOT TH SELY TO PT ON S LN SD L |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 26 |
| Legal Subdivision | SOUTH ADD |
| Legal Tract | A |
| Legal Lot Number | 37,10 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5038 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 20-090-001-024
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 674, READING, MI 49274-0674 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 |
| Deed Sale | Jun 29, 2022 |
| Prior Sale | Dec 08, 2010 · Amount on Record |
| Deed Document Number | 2022591873 |
| Deed Book / Page | 1829 / 987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 515 S MAIN ST, READING, MI 49274-9806 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 401 MICHIGAN ST, READING, MI 49274-9693 |
| Document Number | 00001917/1 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 1917/1 |
| Name | HIG LENDING OPPORTUNITIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | HASTINGS, MI 49058 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,300 (-0.69%) | $85,542 (-0.62%) Land $8,156 Building $77,386 | |
| 2025 | $1,236.00 (+4.22%) | $43,600 (+35.4%) | $86,076 (+35.7%) Land $8,156 Building $77,920 |
| 2024 | $1,186.00 (+9.71%) | ||
| 2023 | $32,200 | $63,430 Land $7,215 Building $56,215 | |
| 2021 | $1,081.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: DMCI Broadband, Spectrum, Lakeland Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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