512 S Main St, Reading, MI 49274 Property Records

Hillsdale County property record for 512 S Main St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$1,078 (Dec 2011)
Tax Bill	$879 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-045-001-018`

Property Details

APN / Parcel Number

Primary APN	`20-045-001-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,584 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	512 S MAIN ST
City	READING
State	MI
Zip	49274-9804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1HWYBU
Legal Description	LOT 57 FULLER & PROUTY ADD SEC 27 T7S R4W CITY OF READING
Legal Range	04W
Legal Township	07S
Legal Section	27
Legal Subdivision	FULLER & PROUTY ADD
Legal Lot Number	57
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4003
Census Tract	50400

Owner

512 S Main St is owned and occupied by an individual who acquired it in December 2021.

Source: Hillsdale County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	512 S MAIN ST, READING, MI 49274-9804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 11, 2018	Quit Claim Deed, Transfer Quitclaim
May 22, 2017	Land Contract, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2011 · Amount on File
Deed Sale	Dec 2, 2011 · Amount on File
Prior Sale	Oct 24, 2011 · Amount on File
Deed Book / Page	1473 / 822
Last Transfer Date	Dec 15, 2021
Transfer Doc	01814/1231
Record Updated	Sep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 15, 2021
Property Address	512 S MAIN ST, READING, MI 49274-9804
Document Number	01814/1231
Book / Page	1814 / 1231
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 JACKSON ST, COLDWATER, MI 49036-1850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 S MAIN ST, READING, MI 49274-9804

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 21, 2018
Property Address	512 S MAIN ST, READING, MI 49274-9804
Document Number	01710/0869
Book / Page	1710 / 0869
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3570 SAND LAKE RD, READING, MI 49274-9646

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 S MAIN ST, READING, MI 49274-9804

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 11, 2018
Property Address	512 S MAIN ST, READING, MI 49274-9804
Document Number	01710/0031
Book / Page	1710 / 0031
Instrument Date	Jun 13, 2018
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9365 BROTT RD, READING, MI 49274-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3570 SAND LAKE RD, READING, MI 49274-9646

May 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HILLSDALE MI
Recording Date	May 22, 2017
Property Address	512 S MAIN ST, READING, MI 49274-9804
Document Number	01656/0571
Book / Page	1656 / 0571
Instrument Date	Oct 21, 2016
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 S MAIN ST, READING, MI 49274-9804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 S MAIN ST, READING, MI 49274-9804

Tax Assessment & Valuation

The 2025 property tax bill for 512 S Main St was $879.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,900 (-1.08%)	$91,806 (-1.17%) Land $8,580 Building $83,226
2025	$879.00 Homeowner's exemption	$46,400	$92,897 Land $8,580 Building $84,317
2023		$34,200	$68,419 Land $7,590 Building $60,829
2021	$761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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