Okaloosa County property record for 614 First Ave, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,903 sqft · built 1993 |
| Lot Size | 0.25 acres (10,901 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Nov 2019) |
| Tax Bill | $2,639 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9552-3 |
| Primary APN | C56-000-589-9552-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,903 sqft Living Area |
| Gross Area | 2,315 sqft |
| 1st Floor Area | 1,903 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,901 sqft (0.25 acres) |
| Lot Width | 75 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 614 FIRST AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESUB OF KELLYS ADD TO DESTIN LOT 2 BLK 8 |
| Legal Subdivision | RESUB OF KELLYS ADD |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 23306 |
614 First Ave is owned and occupied by two individuals who bought it in November 2019.
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 614 FIRST AVE, DESTIN, FL 32541-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Nov 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on File |
| Deed Sale | Nov 6, 2019 · Amount on File |
| Deed Document Number | 20193316542 |
| Deed Book / Page | 3427 / 3598 |
| Prior Transfer Date | Oct 18, 2019 |
| Prior Transfer Doc | 0034273597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 6, 2019 |
| Property Address | 614 FIRST AVE, DESTIN, FL 32541-1703 |
| Document Number | 0034273598 |
| Book / Page | 3427 / 3598 |
| Map Reference | MB 2 PG 62 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 3316542 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 FIRST AVE, 612, DESTIN, FL 32541-1703 |
| Name | Verified Name |
|---|---|
| Address | 614 FIRST AVE, DESTIN, FL 32541-1703 |
| Document Number | 0034273601 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 3427-3601 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 6, 2019 |
| Property Address | 614 FIRST AVE, DESTIN, FL 32541-1703 |
| Document Number | 0034273597 |
| Book / Page | 003427 / 003597 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 3316541 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 FIRST AVE DESTIN FL 325411703, DESTIN, FL 32541-1703 |
The 2025 property tax bill for 614 First Ave was $2,639 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,639.00 Homeowner's exemption | $261,943 | $367,190 Land $145,583 Building $221,607 |
| 2023 | $2,492.00 (+2.64%) Homeowner's exemption | $247,147 (+3%) | $353,203 (+7.82%) Land $132,096 Building $221,107 |
| 2022 | $2,428.00 Homeowner's exemption | $239,949 | $327,585 Land $120,087 Building $207,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 614 First Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 614 First Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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