524 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 524 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1928
Square Footage	616 sqft Living Area
Lot Size	4,600 sqft (0.106 acres)
Garage	Detached, 480 sqft
Last Sale	$72,000 (2024)
Tax Bill	$1,332.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-22-155-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	616 sqft Living Area
1st Floor	616 sqft 1st Floor
Basement Area	616 sqft Basement
Unfinished Basement	616 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Asbestos Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,600 sqft (0.106 acres)
Depth X Width	115 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage
Porch	1 Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	524 UPTON AVE
City	WATERLOO
State	IA
Zip	50701-2124
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOSTETLERS ADDITION LOT 8
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	HOSTETLERS ADDITION
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2002
Census Tract	400

Owner

Source: Black Hawk County records · APN 8913-22-155-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	120 7TH ST, DIKE, IA 50624-9799
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Sep 06, 2005 · Amount on Record
Deed Doc Number	202423215
Record Refreshed	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 12, 2024
Property Address	524 UPTON AVE, WATERLOO, IA 50701-2124
Document Number	0202423215
Instrument Date	Nov 12, 2024
Instrument	2024-23215
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 7TH ST, DIKE, IA 50624-9799
Investor	Possibly a Property Investor

Mortgage

Document Number	0202423266
Date	Nov 12, 2024
Instrument	2024-23266

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,332.00	$81,530 (+32.76%) Land $12,220 Building $69,310	$81,530 (+32.76%) Land $12,220 Building $69,310
2024	$1,332.00 (+24.72%)
2023		$61,410 (+26.33%) Land $12,220 Building $49,190	$61,410 (+26.33%) Land $12,220 Building $49,190
2022	$1,068.00	$48,610 Land $12,220 Building $36,390
2021			$48,610 Land $12,220 Building $36,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.