612 Cherry St, Neptune Beach, FL 32266 Property Records

Duval County property record for 612 Cherry St, Neptune Beach, FL 32266 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,096 sqft · built 1992
Lot Size	0.319 acres (13,885 sqft)
Owner	2 Company Names on File
Last Sale	$432,000 (Dec 2015)
Tax Bill	$5,177 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`172403-2215`

Property Details

APN / Parcel Number

Primary APN	`172403-2215`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	2,096 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,885 sqft (0.319 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	612 CHERRY ST
City	NEPTUNE BEACH
State	FL
Zip	32266-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	46-78 20-2S-29E NEPTUNE BY THE SEA UNIT 3 LOT 124
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	NEPTUNE BY THE SEA UNIT 3
Legal Block	1
Legal Lot Number	124
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1027
Census Tract	14001

Owner

Source: Duval County records · APN 172403-2215

Assessment roll updated June 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	612 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 08, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH MORTGAGE LLC
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2015 · Amount on Record
Deed Sale	Dec 03, 2015 · Amount on Record
Prior Sale	Mar 06, 2000 · Amount on Record
Deed Document Number	2015275323
Deed Book / Page	17386 / 1580
Last Transfer Date	Feb 24, 2026
Transfer Doc	0218041137
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Feb 26, 2026
Property Address	612 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
Document Number	0218041137
Book / Page	21804 / 1137
Map Reference	MB 46 PG 78,78A&78B
Instrument Date	Feb 24, 2026
Instrument	2026044766
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 CHERRY ST, NEPTUNE BEACH, FL 32266-6219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	612 CHERRY ST, NEPTUNE BEACH, FL 32266-6219

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	612 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199010665
Date	Sep 08, 2021
Book Page	19901/665
Instrument	2021234758

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2031

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	612 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183792280
Date	May 08, 2018
Book Page	18379/2280
Instrument	2018109381

Lender

Name	COMMONWEALTH MORTGAGE LLC
Type	Mortgage Company
Address	WOBURN, MA 01801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2038

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	612 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190181042
Date	Nov 26, 2019
Book Page	19018/1042
Instrument	2019272851

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2034

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,146 (+2.7%)	$786,263 (+1.49%) Land $466,755 Building $319,508
2025	$5,177.00 (+2.47%) Homeowner's exemption	$332,178 (+5.99%)	$774,738 (+26.18%) Land $450,000 Building $324,738
2024	$5,052.00 (+2.89%)
2023	$4,910.00 (+9.45%) Homeowner's exemption	$313,415 (+3%)	$614,002 (+12.29%) Land $330,000 Building $284,002
2022	$4,486.00 Homeowner's exemption	$304,287	$546,807 Land $300,000 Building $246,807

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310140011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 312 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024, rainfall accumulation, Hurricane Debby
Claims By Storm	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 343 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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