602 Cherry St, Neptune Beach, FL 32266 Property Records

Duval County property record for 602 Cherry St, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,987 sqft · built 1986
Lot Size	0.213 acres (9,259 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (May 1998)
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172403-1748`

Property Details

APN / Parcel Number

Primary APN	`172403-1748`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,987 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	1,837 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,259 sqft (0.213 acres)
Lot Dimensions	119 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	28 sqft
Deck Area	256 sqft
Patio Area	1,056 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	602 CHERRY ST
City	NEPTUNE BEACH
State	FL
Zip	32266-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-2
Legal Description	41-20 21-2S-29E NEPTUNE BY THE SEA UNIT 2 LOT 73
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	NEPTUNE BY THE SEA UNIT 2
Legal Block	1
Legal Lot Number	73
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1027
Census Tract	14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 1998 · Amount on Record
Deed Sale	May 15, 1998 · Amount on Record
Prior Sale	Mar 30, 1994
Deed Document Number	1998116460
Deed Book / Page	8946 / 1209
Last Transfer Date	May 18, 2013
Transfer Doc	0164570295
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	602 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 CHERRY ST, JACKSONVILLE, FL 32266-6219

Mortgage

Document Number	0195530644
Date	Jan 25, 2021
Book Page	19553/644
Instrument	2021020384

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,539 (+3.47%)	$703,083 (-1.77%) Land $461,433 Building $241,650
2025	$4,004.00 (+2.56%) Homeowner's exemption	$266,308 (+5.99%)	$715,750 (+28.01%) Land $450,000 Building $265,750
2024	$3,904.00 (+3.04%)
2023	$3,789.00 (+9.7%) Homeowner's exemption	$251,266 (+3%)	$559,153 (+12.01%) Land $330,000 Building $229,153
2022	$3,454.00 Homeowner's exemption	$243,948	$499,187 Land $300,000 Building $199,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 312 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20