Duval County property record for 606 Cherry St, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,110 sqft · built 1987 |
| Lot Size | 0.221 acres (9,619 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Sep 2003) |
| Tax Bill | $5,373 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 172403-1746 |
| Primary APN | 172403-1746 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 2,896 sqft |
| 1st Floor Area | 1,679 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,619 sqft (0.221 acres) |
| Lot Dimensions | 119 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 419 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 6 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 211 sqft |
| Deck Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 606 CHERRY ST |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-6219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-2 |
| Legal Description | 41-20 21-2S-29E NEPTUNE BY THE SEA UNIT 2 LOT 72 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | NEPTUNE BY THE SEA UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 14001 |
606 Cherry St is owned and occupied by an individual who bought it in September 2003.
Source: Duval County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 606 CHERRY ST, NEPTUNE BEACH, FL 32266-6219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2003 · Amount on File |
| Deed Sale | Sep 10, 2003 · Amount on File |
| Prior Sale | May 2, 2001 · Amount on File |
| Deed Document Number | 2003299184 |
| Deed Book / Page | 11348 / 802 |
| Prior Transfer Date | Jan 11, 1999 |
| Prior Transfer Doc | 0091880314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 2, 2026 |
| Property Address | 606 CHERRY ST, NEPTUNE BEACH, FL 32266-6219 |
| Document Number | 0000232155 |
| Book / Page | 22078 / 2351 |
| Instrument Date | Sep 26, 2026 |
| Instrument | 2026232155 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 606 CHERRY ST, NEPTUNE BEACH, FL 32266-6219 |
| Document Number | 0000232155, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 22078/2351 |
| Instrument | 2026232155 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 606 CHERRY ST, NEPTUNE BEACH, FL 32266-6219 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 606 CHERRY ST, NEPTUNE BEACH, FL 32266-6219 |
| Document Number | 0198300891 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 19830/891 |
| Instrument | 2021189874 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
The 2025 property tax bill for 606 Cherry St was $5,373 with a homeowner's exemption, up 2.5% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,435 (+2.7%) | $745,218 (-2.35%) Land $479,224 Building $265,994 | |
| 2025 | $5,373.00 (+2.46%) Homeowner's exemption | $343,170 | $763,116 Land $450,000 Building $313,116 |
| 2024 | $5,244.00 (+2.88%) | ||
| 2023 | $5,097.00 (+9.42%) Homeowner's exemption | $323,786 (+3%) | $614,210 (+11.85%) Land $330,000 Building $284,210 |
| 2022 | $4,658.00 Homeowner's exemption | $314,356 | $549,141 Land $300,000 Building $249,141 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 606 Cherry St in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 312 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 312 in force |
| Nearby Flood Claims | 55 (1978–2024) |
| Claims Outside the SFHA | 46 of 55 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 606 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures