618 Cherry St, Neptune Beach, FL 32266 Property Records

Duval County property record for 618 Cherry St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,096 sqft · built 1992
Lot Size0.305 acres (13,303 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Jul 2013)
Tax Bill$5,897 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN172403-2220

Property Details

APN / Parcel Number

Primary APN172403-2220

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,096 sqft Living Area
Gross Area3,010 sqft
1st Floor Area2,096 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,303 sqft (0.305 acres)
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFinished Screened Porch
Porch Area419 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address618 CHERRY ST
CityNEPTUNE BEACH
StateFL
Zip32266-6219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-2
Legal Description46-78 20-2S-29E NEPTUNE BY THE SEA UNIT 3 LOT 125
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionNEPTUNE BY THE SEA UNIT 3
Legal Block1
Legal Lot Number125
Legal Unit3
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1027
Census Tract14001

Owner

618 Cherry St is owned and occupied by two individuals who bought it in July 2013.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address618 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2013 · Amount on File
Deed SaleJul 19, 2013 · Amount on File
Deed Document Number2013187078
Deed Book / Page16459 / 2372
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address618 CHERRY ST, NEPTUNE BEACH, FL 32266-6219
Transaction TypeMortgage
Record UpdatedSep 6, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address618 CHERRY ST, NEPTUNE BEACH, FL 32266-6219

Mortgage

Document Number0198761519
DateAug 24, 2021
Book Page19876/1519
Instrument2021219470
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 618 Cherry St was $5,897 with a homeowner's exemption, up 2.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$382,641 (+2.7%)$744,224 (-2.43%) Land $464,027 Building $280,197
2025$5,897.00 (+2.43%) Homeowner's exemption$372,582$762,749 Land $450,000 Building $312,749
2024$5,757.00 (+2.86%)
2023$5,597.00 (+9.34%) Homeowner's exemption$351,536 (+3%)$603,088 (+12.25%) Land $330,000 Building $273,088
2022$5,119.00 Homeowner's exemption$341,298$537,295 Land $300,000 Building $237,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 618 Cherry St in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 312 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims55 (1978–2024)
Claims Outside the SFHA46 of 55
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 618 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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