224 Cherry St, Neptune Beach, FL 32266 Property Records

Duval County property record for 224 Cherry St, Neptune Beach, FL 32266

Property Summary

Property Type	Residential
Details	7 bd · 5 ba · 3,541 sqft · built 1946
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Company Names on Record
Tax Bill	$14,561 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172920-0000`

Property Details

APN / Parcel Number

Primary APN	`172920-0000`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,541 sqft Gross Area
1st Floor Area	1,948 sqft
Upper Floors Area	1,435 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1995
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	94 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	220 CHERRY ST
City	NEPTUNE BEACH
State	FL
Zip	32266-5115
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	NR-4
Legal Description	15-84 21-2S-29E HORNES S/D LOT 4 BLK 2
Legal Range	29E
Legal Township	02S
Legal Section	21
Legal Subdivision	HORNES S/D R/P PT HORNES
Legal Block	2
Legal Lot Number	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1011
Census Tract	14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1747 PARK TER W, ATLANTIC BEACH, FL 32233-5611
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	224 CHERRY ST, NEPTUNE BEACH, FL 32266-5115
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1747 PARK TER W, ATLANTIC BEACH, FL 32233-5611

Mortgage

Document Number	0202012138
Date	Mar 30, 2022
Book Page	20201/2138
Instrument	2022079640

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$899,057 (+1%)	$931,395 (+13.96%) Land $563,696 Building $367,699
2025	$14,561.00	$817,325 (+3.39%) Land $472,500 Building $344,825	$817,325 (+3.39%) Land $472,500 Building $344,825
2023		$790,549 (+12.22%) Land $517,500 Building $273,049	$790,549 (+12.22%) Land $517,500 Building $273,049
2022	$11,374.00	$704,478 Land $495,000 Building $209,478	$704,478 Land $495,000 Building $209,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 312 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	55 (1978–2024)
Claims Outside the SFHA	46 of 55
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Tropical Storm Debby, Jun 2012 · 4 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20