611 Montera Dr, Laredo, TX 78045 Property Records

Webb County property record for 611 Montera Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,908 sqft · built 2020
Lot Size	0.124 acres (5,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,800 (Aug 2020)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-84002-060`

Property Details

APN / Parcel Number

Primary APN	`989-84002-060`
Alternative APN	`619019`

Interior

Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	1,908 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,405 sqft (0.124 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	611 MONTERA DR
City	LAREDO
State	TX
Zip	78045-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 2, LOT 6, PHASE 1
Legal Subdivision	SAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase	1
Legal Block	2
Legal Lot Number	6
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	611 MONTERA DR, LAREDO, TX 78045-4247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	20201402428
Deed Book / Page	4852 / 151
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Aug 27, 2020
Property Address	611 MONTERA DR, LAREDO, TX 78045-4247
Document Number	004852/151
Book / Page	4852 / 151
Map Reference	VOL 37 PG 4-6
Instrument Date	Aug 25, 2020
Instrument	1402428
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number	0001402429
Date	Aug 27, 2020
Instrument	1402429

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,581 (-0.46%) Land $84,210 Building $238,371	$322,581 (-0.46%) Land $84,210 Building $238,371
2025	$1,640.00 (-18.25%)	$324,082 (+7.11%) Land $84,210 Building $239,872	$324,082 (+7.11%) Land $84,210 Building $239,872
2024	$2,006.00 (+11.82%)
2023		$302,562 Land $72,913 Building $229,649	$302,562 Land $72,913 Building $229,649
2022	$1,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20