615 Montera Dr, Laredo, TX 78045 Property Records

Webb County property record for 615 Montera Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,835 sqft · built 2019
Lot Size	0.124 acres (5,405 sqft)
Owner	Individual Name on File
Tax Bill	$1,939 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-84002-080`

Property Details

APN / Parcel Number

Primary APN	`989-84002-080`
Alternative APN	`619021`

Interior

Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	1,835 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,405 sqft (0.124 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	157 sqft

Location & Zoning

Account Number	619021
Street Address	615 MONTERA DR
City	LAREDO
State	TX
Zip	78045-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 2, LOT 8, PHASE 1
Legal Subdivision	SAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase	1
Legal Block	2
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records · APN 989-84002-080

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	615 MONTERA DR, LAREDO, TX 78045-4247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Feb 24, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP
Jun 04, 2019	Vendor's Lien, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2020
Deed Sale	Feb 24, 2020
Prior Sale	Jun 04, 2019
Deed Document Number	1385457
Deed Book / Page	4744 / 121
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	615 MONTERA DR, LAREDO, TX 78045-4247
Transaction Type	Mortgage
Record Updated	Sep 05, 2022
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005063/697
Date	Jul 13, 2021
Book Page	5063/697
Instrument	1435244

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

February 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 24, 2020
Property Address	615 MONTERA DR, LAREDO, TX 78045-4247
Document Number	004744/121
Book / Page	4744 / 121
Map Reference	VOL 37 PG 4-6
Instrument Date	Feb 21, 2020
Instrument	1385457
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 05, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number	0001385458
Date	Feb 24, 2020
Instrument	1385458

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 04, 2019
Property Address	615 MONTERA DR, LAREDO, TX 78045-4247
Document Number	004609/432
Book / Page	4609 / 432
Map Reference	VOL 37 PG 4-6
Instrument Date	May 30, 2019
Instrument	1362330
Transaction Type	Transfer
Record Updated	Sep 05, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9901 MCPHERSON RD STE 201, 9901, LAREDO, TX 78045-6399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7910 GATEWAY BLVD E STE 102, 102, EL PASO, TX 79915-1810
Investor	Possibly a Property Investor

Mortgage

Date	Jun 04, 2019

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$314,026 (+11.74%) Land $84,210 Building $229,816	$314,026 (+11.74%) Land $84,210 Building $229,816
2024	$1,939.00 (+11.57%)
2023		$281,040 Land $72,913 Building $208,127	$281,040 Land $72,913 Building $208,127
2022	$1,738.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 14% of Texas
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 436 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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