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605 Montera Dr, Laredo, TX 78045 Property Records

Webb County property record for 605 Montera Dr, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1,817 sqft · built 2020
Lot Size0.146 acres (6,374 sqft)
OwnerIndividual Name on File
Tax Bill$1,940 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN989-84002-030

Property Details

APN / Parcel Number

Primary APN989-84002-030
Alternative APN
  • 619016

Interior

Stories1 Story
Building Area1,817 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,374 sqft (0.146 acres)
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Location & Zoning

Account Number619016
Street Address605 MONTERA DR
CityLAREDO
StateTX
Zip78045-4247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 2, LOT 3, PHASE 1
Legal SubdivisionSAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase1
Legal Block2
Legal Lot Number3
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records · APN 989-84002-030

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address605 MONTERA DR, LAREDO, TX 78045-4247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Vendor's Lien, Transfer · VA Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Jan 04, 2021Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 29, 2025
Deed SaleApr 29, 2025
Prior SaleFeb 25, 2022
Deed Document Number1555968
Deed Book / Page5822 / 714
Record UpdatedJun 08, 2026

February 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateFeb 25, 2022
Property Address605 MONTERA DR, LAREDO, TX 78045-4247
Document Number0005221/63
Book / Page5221 / 63
Map ReferenceVOL 37 PG 4-6
Instrument DateFeb 22, 2022
Instrument1459389
Transaction TypeTransfer
Record UpdatedMar 08, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number0001459390
DateFeb 25, 2022
Instrument1459390
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

January 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJan 04, 2021
Property Address605 MONTERA DR, LAREDO, TX 78045-4247
Document Number004930/799
Book / Page4930 / 799
Map ReferenceVOL 37 PG 4-6
Instrument DateDec 29, 2020
Instrument1414618
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number0001414619
DateJan 04, 2021
Instrument1414619
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$325,137 (+7.51%) Land $98,478 Building $226,659$325,137 (+7.51%) Land $98,478 Building $226,659
2024$1,940.00 (+8.08%)
2023$302,421 Land $85,284 Building $217,137$302,421 Land $85,284 Building $217,137
2022$1,795.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 14% of Texas
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 436 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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