607 Montera Dr, Laredo, TX 78045 Property Records

Webb County property record for 607 Montera Dr, Laredo, TX 78045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,584 sqft · built 2020
Lot Size0.143 acres (6,222 sqft)
OwnerIndividual Name on File
Last Sale$373,376 (Jun 2026)
Tax Bill$2,022 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Apr 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN989-84002-040

Property Details

APN / Parcel Number

Primary APN989-84002-040
Alternative APN
  • 619017

Interior

Stories2 Stories
Building Area2,584 sqft Living Area
Gross Area2,983 sqft
1st Floor Area1,118 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,222 sqft (0.143 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Location & Zoning

Street Address607 MONTERA DR
CityLAREDO
StateTX
Zip78045-4247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 2, LOT 4, PHASE 1
Legal SubdivisionSAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase1
Legal Block2
Legal Lot Number4
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records · APN 989-84002-040

Assessment roll updated October 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address607 MONTERA DR, LAREDO, TX 78045-4247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Apr 11, 2024Deed, Transfer · VA Mortgage
NAVY FCU
Dec 29, 2020Vendor's Lien, Subdivision Related Transfer · VA Mortgage
MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 15, 2026 · Amount on Record
Deed SaleJun 15, 2026 · Amount on Record
Prior SaleApr 11, 2024 · Amount on Record
Deed Document Number20261590309
Deed Book / Page6058 / 300
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateJun 15, 2026
Property Address607 MONTERA DR, LAREDO, TX 78045-4247
Document Number0001590309
Book / Page6058 / 300
Instrument DateJun 12, 2026
Instrument20261590309
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 MONTERA DR, LAREDO, TX 78045-4247
InvestorPossibly a Property Investor

Mortgage

Document Number0001590310,
DateJun 15, 2026
Instrument20261590310
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.3%
Max Rate-1%

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateApr 11, 2024
Property Address607 MONTERA DR, LAREDO, TX 78045-4247
Document Number0005633/10
Book / Page5633 / 10
Map ReferenceVOL 37 PGS 4
Instrument DateApr 03, 2024
Instrument1526671
Transaction TypeTransfer
Record UpdatedJun 24, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number0001526672
DateApr 11, 2024
Instrument1526672
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

December 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 29, 2020
Property Address607 MONTERA DR, LAREDO, TX 78045-4247
Document Number004928/722
Book / Page4928 / 722
Map ReferenceVOL 37 PG 4-6
Instrument DateDec 21, 2020
Instrument1414339
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 24, 2026
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number0001414340
DateDec 29, 2020
Instrument1414340
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,022.00 (-16.93%)$399,560 (+7.21%) Land $96,130 Building $303,430$399,560 (+7.21%) Land $96,130 Building $303,430
2024$2,434.00 (+10.49%)
2023$372,697 Land $83,250 Building $289,447$372,697 Land $83,250 Building $289,447
2022$2,203.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 14% of Texas
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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