612 Montera Dr, Laredo, TX 78045 Property Records

Webb County property record for 612 Montera Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,500 sqft · built 2020
Lot Size0.123 acres (5,400 sqft)
OwnerIndividual Name on File
Tax Bill$2,345 (2024)
Deeds & MortgagesMay 2023 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN989-84003-190

Property Details

APN / Parcel Number

Primary APN989-84003-190
Alternative APN
  • 619062

Interior

Stories2 Stories
Building Area2,500 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,400 sqft (0.123 acres)
Garage TypeAttached
Garage Area369 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Location & Zoning

Account Number619062
Street Address612 MONTERA DR
CityLAREDO
StateTX
Zip78045-4247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST PUERTA DEL SOL, BLOCK 3, LOT 19, PHASE 1
Legal SubdivisionSAN ISIDRO NORTHEAST PUERTA DEL SOL
Legal Phase1
Legal Block3
Legal Lot Number19
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records · APN 989-84003-190

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address612 MONTERA DR, LAREDO, TX 78045-4247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2023Vendor's Lien, Transfer · Conventional Mortgage
ENCORE BANK NA
Aug 06, 2020Vendor's Lien, Transfer · FHA Mortgage
SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2025
Deed SaleMar 04, 2025
Prior SaleMay 08, 2023
Deed Document Number1551328
Deed Book / Page5793 / 189
Record UpdatedJun 08, 2026

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMay 08, 2023
Property Address612 MONTERA DR, LAREDO, TX 78045-4247
Document Number005459/290
Book / Page5459 / 290
Map ReferenceVOL 37 PG 4-6
Instrument DateMay 04, 2023
Instrument1499161
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number0001499162
DateMay 08, 2023
Instrument1499162
Lender
NameENCORE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term63 Months
DueAug 01, 2028

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateAug 06, 2020
Property Address612 MONTERA DR, LAREDO, TX 78045-4247
Document Number004835/620
Book / Page4835 / 620
Map ReferenceVOL 37 PG 4-6
Instrument DateAug 05, 2020
Instrument1400129
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 MONTERA DR, LAREDO, TX 78045-4247

Mortgage

Document Number0001400130
DateAug 06, 2020
Instrument1400130
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$375,946 (+5.86%) Land $84,132 Building $291,814$375,946 (+5.86%) Land $84,132 Building $291,814
2024$2,345.00 (+12.58%)
2023$355,146 Land $72,846 Building $282,300$355,146 Land $72,846 Building $282,300
2022$2,083.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 436 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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