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611 E 3rd Ct, Panama City, FL 32401 Property Records

Bay County property record for 611 E 3rd Ct, Panama City, FL 32401 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage2,250 sqft Living Area
Lot Size32,844 sqft (0.754 acres)
OccupancyOwner Occupied
Last Sale$224,900 (2018)
Tax Bill$2,745.00 (2024)

Property Details

APN / Parcel Number

Primary APN20556-000-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,250 sqft Living Area
Gross Area2,802 sqft Gross Area
1st Floor2,250 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1995
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area32,844 sqft (0.754 acres)
Depth X Width145 ft x 200 ft Depth x Width
DrivewayDriveway
Garage TypeAttached Garage
Garage Area552 sqft Garage
Deck Area400 sqft Deck
PorchOpen Porch
Porch Area87 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address611 E 3RD CT
CityPANAMA CITY
StateFL
Zip32401-3705
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUDDUTHS 1ST ADD. LOTS 4,5,6,7,8 LESS THE W 20 LOT8 LESS R/WAY BLK 17 ORB 4008 P 46
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionSUDDUTHS 1ST ADD
Legal Block17
Legal Lot Number4,8
JurisdictionBAY FL
Minor Civil DivisionPANAMA CITY
Census Blockgroup4
Census Block4021
Census Tract1900

Owner

Source: Bay County records · APN 20556-000-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address611 E 3RD CT, PANAMA CITY, FL 32401-3705
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
May 14, 2018Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Deed Doc Number201828488
Deed Book / Page4008 / 46
Prior Transfer DateFeb 17, 2016
Prior Transfer Doc0037720531
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address611 E 3RD CT, PANAMA CITY, FL 32401-3705
Transaction TypeMortgage
Record UpdatedMar 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 E 3RD CT, PANAMA CITY, FL 32401-3705

Mortgage

Document Number0045322085
DateMar 07, 2022
Book Page4532/2085
Instrument2022016347
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 01, 2042

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 14, 2018
Property Address611 E 3RD CT, PANAMA CITY, FL 32401-3705
Document Number0040080046
Book / Page4008 / 0046
Map ReferenceMB1 PG30
Instrument DateMay 07, 2018
Instrument2018028488
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address905 KRISTANNA DR, 905, PANAMA CITY, FL 32405-3287

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 E 3RD CT, PANAMA CITY, FL 32401-3705

Mortgage

Document Number2018028489
DateMay 14, 2018
Instrument2018028489
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJun 23, 2043
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,687.00 (-2.11%) Homeowner's exemption$212,181 (+5.99%)$374,366 (+21.3%) Land $157,626 Building $216,740
2024$2,745.00 (-5.44%)
2023$2,903.00 (+5.18%) Homeowner's exemption$200,195 (+3%)$308,622 (+12.14%) Land $136,080 Building $172,542
2022$2,760.00 Homeowner's exemption$194,364$275,208 Land $118,162 Building $157,046

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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