1009 E 3rd Ct, Panama City, FL 32401 Property Records

Bay County property record for 1009 E 3rd Ct, Panama City, FL 32401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1991
Lot Size	0.114 acres (4,965 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jun 2001)
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21232-005-000`

Property Details

APN / Parcel Number

Primary APN	`21232-005-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	984 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,965 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	228 sqft
Driveway	Driveway
Driveway Area	240 sqft
Porch	Florida Room
Porch Area	72 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1009 E 3RD CT
City	PANAMA CITY
State	FL
Zip	32401-3745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUDDUTHS 4TH ADD E 50 OF LOTS 20 & 21 BLK 60 MAP 105C1 ORB 4633 P 2408
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	SUDDUTHS 4TH ADD
Legal Block	60
Legal Lot Number	20,21
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4015
Census Tract	1900

Owner

Source: Bay County records · APN 21232-005-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1009 E 3RD CT, PANAMA CITY, FL 32401-3745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2001 · Amount on Record
Deed Sale	Jun 11, 2001 · Amount on Record
Deed Document Number	200130173
Deed Book / Page	2038 / 696
Last Transfer Date	Jun 11, 2003
Transfer Doc	0022940702
Record Updated	Jun 08, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Nov 23, 2022
Property Address	1009 E 3RD CT, PANAMA CITY, FL 32401-3745
Document Number	0046332408
Book / Page	4633 / 2408
Map Reference	MB 1 PG 72
Instrument Date	Nov 23, 2022
Instrument	2022084558
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 LOBLOLLY LN, LYNN HAVEN, FL 32444-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 E 3RD CT, PANAMA CITY, FL 32401-3745

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,022.00 (-9.4%) Homeowner's exemption Widower's exemption	$111,758 (+8.02%)	$139,921 (+24.72%) Land $29,538 Building $110,383
2024	$1,128.00 (-2.34%)
2023	$1,155.00 (-37.36%) Homeowner's exemption Widower's exemption	$103,457 (+2.18%)	$112,184 (+10.8%) Land $25,500 Building $86,684
2022	$1,844.00	$101,248 Land $22,142 Building $79,106	$101,248 Land $22,142 Building $79,106

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050019004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1985–2021)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Sep 2021, other causes
Claims By Storm	Hurricane Michael, Oct 2018 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.