112 E 3rd Ct, Panama City, FL 32401 Property Records

Bay County property record for 112 E 3rd Ct, Panama City, FL 32401

Property Summary

Property Type	Commercial Office
Details	2,556 sqft · built 1958
Lot Size	0.43 acres (18,730 sqft)
Owner	Company Name on Record
Last Sale	$4,000,000 (Jul 2026)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`19644-010-000`

Property Details

APN / Parcel Number

Primary APN	`19644-010-000`

Interior

Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,556 sqft Gross Area
1st Floor Area	2,556 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	18,730 sqft (0.43 acres)
Lot Dimensions	250 ft deep x 85 ft wide
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	112 E 3RD CT
City	PANAMA CITY
State	FL
Zip	32401-3103
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	PC10
Legal Description	GULF COAST DEV PLAT N 250 OF LOT 6 BLK 10 ORB 1035 P 770 ORB 2526 P 582 MAP 92D1 ORB 3260 P 147
Legal Range	14W
Legal Township	04S
Legal Section	08
Legal Subdivision	GULF COAST DEV PLAT
Legal Block	10
Legal Lot Number	6
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1053
Census Tract	2000

Owner

Source: Bay County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	451 BOYNTON RD, MAITLAND, FL 32751-5517
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Special Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Jul 18, 2017	Loan Modification, Mortgage CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Nov 3, 2011 · Amount on Record
Deed Document Number	202643479
Deed Book / Page	5057 / 1267
Prior Transfer Date	Mar 18, 2010
Prior Transfer Doc	0032600146
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 17, 2026
Property Address	112 E 3RD CT, PANAMA CITY, FL 32401-3103
Document Number	0000043479
Book / Page	5057 / 1267
Instrument Date	Jul 10, 2026
Instrument	202643479
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,828,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	451 BOYNTON RD, MAITLAND, FL 32751-5517

Mortgage

Document Number	0000043480,
Date	Jul 17, 2026
Instrument	202643480

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	112 E 3RD CT, PANAMA CITY, FL 32401-3103
Document Number	0039380228
Book / Page	003938 / 000228
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	102 PEBBLESTUMP PT PEACHTREE CITY GA 302691618, PEACHTREE CITY, GA 30269-1618

Mortgage

Document Number	0039380228
Date	Sep 19, 2017
Book Page	003938/000228
Instrument	53588

Lender

Name	CENTENNIAL BK
Type	Bank
Address	PANAMA CITY, FL 32405

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 18, 2018

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,970.00 (+0.12%)	$248,434 (%) Land $217,500 Building $30,934	$248,434 (%) Land $217,500 Building $30,934
2024	$4,964.00 (+2.48%)	$248,435 (-) Land $217,500 Building $30,935	$248,435 (-) Land $217,500 Building $30,935
2023	$4,844.00 (+16.19%)	$248,435 (+13.73%) Land $217,500 Building $30,935	$248,435 (+13.73%) Land $217,500 Building $30,935
2022	$4,169.00	$218,435 Land $187,500 Building $30,935	$218,435 Land $187,500 Building $30,935

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	93 (1984–2020)
Claims Outside the SFHA	64 of 93
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 23 claims Hurricane Dennis, Jul 2005 · 6 claims Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on E 3rd Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures