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224 E 3rd Ct, Panama City, FL 32401 Property Records

Bay County property record for 224 E 3rd Ct, Panama City, FL 32401 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,884 sqft · built 1916
Lot Size0.261 acres (11,369 sqft)
OwnerCompany Name on File
Last Sale$259,000 (Apr 2020)
Tax Bill$5,082 (2025)
Deeds & MortgagesApr 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN19906-010-000

Property Details

APN / Parcel Number

Primary APN19906-010-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,884 sqft Living Area
1st Floor Area1,519 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 2016
Exterior MaterialShingles
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,369 sqft (0.261 acres)
Lot Dimensions163 ft deep x 70 ft wide
PorchOpen Porch
Porch Area1,271 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address224 E 3RD CT
CityPANAMA CITY
StateFL
Zip32401-3105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGCD PLAT LOT 1 & E1/2 LOT 2 BLK 37 ORB 4239 P 508 MAP 92D1
Legal Range14W
Legal Township04S
Legal Section08
Legal SubdivisionGCD PLAT
Legal Block37
Legal Lot Number1,2
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1053
Census Tract2000

Owner

Source: Bay County records · APN 19906-010-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3108 W 23RD ST, PANAMA CITY, FL 32405-1842
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2020 · Amount on Record
Deed SaleApr 02, 2020 · Amount on Record
Prior SaleApr 03, 2001 · Amount on Record
Deed Document Number202023804
Deed Book / Page4239 / 508
Record UpdatedJun 08, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateApr 02, 2020
Property Address224 E 3RD CT, PANAMA CITY, FL 32401-3105
Document Number0042390508
Book / Page4239 / 508
Instrument DateMar 31, 2020
Instrument2020023804
Transaction TypeTransfer
Record UpdatedDec 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,813.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address502 HARMON AVE, 502, PANAMA CITY, FL 32401-3044

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 W 23RD ST, PANAMA CITY, FL 32405-1842

Mortgage

Document Number0004239510
DateApr 02, 2020
Instrument4239/510
Lender
NameINNOVATIONS FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMar 30, 2035

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,082.00 (+0.47%)$270,409 (+8.52%) Land $33,925 Building $236,484$270,409 (+8.52%) Land $33,925 Building $236,484
2024$5,058.00 (-3.68%)
2023$5,251.00 (+33.55%)$249,189 (+10.17%) Land $21,112 Building $228,077$249,189 (+10.17%) Land $21,112 Building $228,077
2022$3,932.00$226,194 Land $17,544 Building $208,650$226,194 Land $17,544 Building $208,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 47 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims93 (1984–2020)
Claims Outside the SFHA64 of 93
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Hurricane Michael, Oct 2018 · 23 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 39 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless1,000 / 75
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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