Bay County property record for 1005 E 3rd Ct, Panama City, FL 32401 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,131 sqft · built 1991 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Owner Name on File |
| Last Sale | $59,000 (Mar 1997) |
| Tax Bill | $739 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21232-001-000 |
| Primary APN | 21232-001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,131 sqft Heated Area |
| Gross Area | 1,548 sqft |
| 1st Floor Area | 1,131 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 4,966 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 209 sqft |
| Driveway | Driveway |
| Driveway Area | 405 sqft |
| Porch | Porch |
| Porch Area | 208 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1005 E 3RD CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUDDUTHS 4TH ADD W 50' OF LOTS 20 & 21 BLK 60 ORB 1695 P 782 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | SUDDUTHS 4TH ADD |
| Legal Block | 60 |
| Legal Lot Number | 20,21 21 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 1900 |
Source: Bay County records · APN 21232-001-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1005 E 3RD CT, PANAMA CITY, FL 32401-3745 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 1997 · Amount on Record |
| Deed Sale | Mar 14, 1997 · Amount on Record |
| Deed Document Number | 0001695782 |
| Deed Book / Page | 1695 / 782 |
| Last Transfer Date | Mar 18, 1997 |
| Transfer Doc | 0016950782 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $739.00 (-18.43%) Homeowner's exemption | $88,854 (+5.99%) | $164,033 (+22.91%) Land $29,538 Building $134,495 |
| 2023 | $906.00 (+1.91%) Homeowner's exemption | $83,835 (+6.43%) | $133,453 (+45.27%) Land $25,500 Building $107,953 |
| 2022 | $889.00 Homeowner's exemption | $78,771 | $91,866 Land $22,142 Building $69,724 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050019004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 14 (1985–2021) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Sep 2021, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures