Hampden County and Ludlow Town property record for 61 Watson Ln, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,406 sqft · built 2005 |
| Lot Size | 1.05 acres (45,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Nov 2008) |
| Tax Bill | $10,333 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:041-17390 B:24G L:0 |
| Primary APN | M:041-17390 B:24G L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,406 sqft Living Area |
| Gross Area | 6,387 sqft |
| Basement Area | 1,481 sqft |
| Unfinished Basement | 1,481 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,956 sqft (1.05 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10251 |
|---|---|
| Street Address | 61 WATSON LN |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17390 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 810414 |
61 Watson Ln is owned and occupied by two individuals who bought it in November 2008.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 WATSON LN, LUDLOW, MA 01056-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2019 | Deed of Trust, Mortgage · Balloon Mortgage 360 FCU |
| Jun 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2008 · Amount on File |
| Deed Sale | Nov 26, 2008 · Amount on File |
| Deed Document Number | 200876280 |
| Deed Book / Page | 17561 / 308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 61 WATSON LN, LUDLOW, MA 01056-1750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22788-353 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 22788/353 |
| Instrument | 43406 |
| Name | 360 FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 61 WATSON LN, LUDLOW, MA 01056-1750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22708-91 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 22708/91 |
| Instrument | 31595 |
| Name | MEMBERS MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 61 Watson Ln was $10,333, up 1.6% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,333.00 (+1.56%) | $645,400 (+10.06%) Land $101,800 Building $543,600 | $688,097 (-2.58%) |
| 2025 | $10,174.00 (+4.46%) | $586,400 (+8.92%) Land $92,500 Building $493,900 | $706,325 (+0.68%) |
| 2024 | $9,740.00 (+2.14%) | $538,400 (+10.15%) Land $92,500 Building $445,900 | $701,575 |
| 2023 | $9,536.00 | $488,800 Land $76,900 Building $411,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 61 Watson Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 61 Watson Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures