4 Watson Ln, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 4 Watson Ln, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,468 sqft · built 2006
Lot Size0.94 acres (40,946 sqft)
OwnerIndividual Name on Record
Last Sale$405,424 (Nov 2006)
Tax Bill$8,655 (2026)
Flood ZoneZone X (minimal risk)
APNM:041-17390 B:24B L:0

Property Details

APN / Parcel Number

Primary APNM:041-17390 B:24B L:0
Alternative APNs
  • LUDL M:41 B:17390 P:24B
  • 10247

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,468 sqft Living Area
Gross Area5,645 sqft
Basement Area1,322 sqft
Unfinished Basement1,322 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,946 sqft (0.94 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number10247
Street Address4 WATSON LN
CityLUDLOW
StateMA
Zip01056-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionALDEN DEV ASSOCS
Legal Block17390
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3018
Census Tract810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 WATSON LN, LUDLOW, MA 01056-1750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2006 · Amount on Record
Deed SaleNov 15, 2006 · Amount on Record
Deed Document Number2006144315
Deed Book / Page16327 / 74
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,655.00 (+0.72%)$540,600 (+9.15%) Land $99,700 Building $440,900$599,462 (+2.49%)
2025$8,593.00 (+3.27%)$495,300 (+7.67%) Land $90,600 Building $404,700$584,915 (-)
2024$8,321.00 (+3.82%)$460,000 (+11.98%) Land $90,600 Building $369,400$584,915
2023$8,015.00$410,800 Land $75,300 Building $335,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1984–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watson Ln

Nearby Streets

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