Hampden County and Ludlow Town property record for 101 Watson Ln, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,420 sqft · built 2006 |
| Lot Size | 1.23 acres (53,797 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,601 (Aug 2006) |
| Tax Bill | $8,570 (2026) |
| Deeds & Mortgages | Mar 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:041-17390 B:24K L:0 |
| Primary APN | M:041-17390 B:24K L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 4,560 sqft |
| Basement Area | 1,256 sqft |
| Unfinished Basement | 1,256 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,797 sqft (1.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10254 |
|---|---|
| Street Address | 101 WATSON LN |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17390 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 WATSON LN, LUDLOW, MA 01056-1751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2006 · Amount on Record |
| Deed Sale | Aug 15, 2006 · Amount on Record |
| Deed Book / Page | 16121 / 554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 101 WATSON LN, LUDLOW, MA 01056-1751 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024955-234 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 24955/234 |
| Instrument | 14549 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2043 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,570.00 (+1.19%) | $535,300 (+9.67%) Land $102,400 Building $432,900 | $588,622 (-3.35%) |
| 2025 | $8,469.00 (+3.76%) | $488,100 (+8.18%) Land $93,100 Building $395,000 | $609,045 (+3.97%) |
| 2024 | $8,162.00 (+4.12%) | $451,200 (+12.29%) Land $93,100 Building $358,100 | $585,770 |
| 2023 | $7,839.00 | $401,800 Land $77,400 Building $324,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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